Understanding Motorcycle Insurance
The most expensive thing any rider can do is settle with an insurance company without talking to lawyer.
It is important not to talk to an insurance company representative prior to talking to an attorney who clearly understands motorcycle insurance. The most expensive thing any rider can do is settle with an insurance company without talking to lawyer.
Why Talk to a Lawyer Experience at Handling Motorcycle Insurance Claims?
Insurance companies recognize that many bike riders are not attractive plaintiffs. The perception is that they speed, weave in and out of traffic, and deserve what they get. Therefore, it is difficult to get a fair settlement without preparing a case for trial. Motorcycle accident attorneys are not quick to settle a case. In fact, they carefully workup every motorcycle accident case, looking into the cause of the accident, the short and long-term medical and financial consequences of the accident, as well as any and all possible sources of compensation.
While North and South Carolina require all drivers to carry insurance, the injuries in motorcycle accident often exceed the policy limits. While motorcycle accident lawyers seek the policy limits on the driver's insurance policy, they also seek out any other sources of recovery:
• If you have uninsured or underinsured motorist insurance, they can make a claim against your policy to recover any amount not covered by the driver's insurance policy.
• If the driver responsible for the accident was on company business, they can pursue a claim against the company's policy.
• In some cases it may be possible to make a claim against a home owner's insurance policy.
• If defective equipment contributed to the severity of the accident, they can seek compensation from the retailer, distributor, and manufacture of the motorcycle or of the defective part.
Insurance companies are unlike to inform you of other sources of recovery. Their interest is in minimizing their liability and getting you to sign a waiver releasing them from further liability. Motorcycle accident attorneys have an in-depth understanding of how insurance works and am committed to helping injured riders maximize the compensation they receive for their injuries.
ABOUT THE AUTHOR: Karney Law
At the Karney Law Firm located in Charlotte, North Carolina, I take every case to obtain the maximum compensation possible for motorcycle accident victims and their families. I'm not afraid to take an aggressive approach with insurance companies who want to limit the amount of money that clients will receive. As a seasoned litigator, I am comfortable protecting client rights inside of the courtroom.
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Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.