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What to Know Before You Talk to the Insurance Adjuster


May 24, 2011     By Hensley Legal Group, PC

When you call your insurance company to file your Indianapolis car crash claim, be careful.
Your Indianapolis car crash claim needs to be handled with care, especially when talking with an insurance adjuster. An insurance adjuster is trained to persuade you to give out personal information that will hurt your Indianapolis car crash claim. Before you go move forward on releasing your personal information, there are 8 pieces of information you should obtain from your insurance adjuster.

8 Recorded Statements to Collect from an Insurance Adjuster

The 8 key pieces of information you should collect include:

• a signed statement that says your Indianapolis car crash was not your fault;
• a copy of the insured’s recorded statement;
• a copy of every medical record and information used to evaluate your Indianapolis car crash claim;
• a statement telling you how much money the insurance company has set aside for your case and the available amount of insurance they have for your Indianapolis car crash claim;
• any records showing witnesses or other parties they have talked to and what was said;
• a statement showing other insurance policies that you can collect compensation under;
• any records showing you were further investigated by your insurance company; and
• a copy of any financial or credit information they’ve compiled about you.

After you’ve been involved in an Indianapolis car crash and file an Indianapolis car crash claim, you should be cautious of the information you release to an insurance adjuster. An insurance adjuster is skilled in acquiring your personal information and using it against your Indianapolis car crash claim.

An insurance adjuster’s job is not to help you receive the compensation you need and deserve for your injuries and damages from your Indianapolis car crash. Instead, an insurance adjuster’s job is to help your insurance company save money by giving you the minimum amount to compensate you for your injuries and damages.

Filing your Indianapolis car crash claim with your insurance company can be complex and confusing. When you’ve been in an Indianapolis car crash, it’s best to call your car accident lawyer in Indianapolis when you file your Indianapolis car crash claim. Your car accident lawyer in Indianapolis is a skilled professional who has experience dealing with insurance adjusters and Indianapolis car crash claims.

Your car accident lawyer understands the financial, physical, and emotional costs that exist with accident injuries. Your lawyer will consider all expenses while reviewing your Indianapolis car crash claim and will work hard for you to pursue the compensation you need and deserve.

ABOUT THE AUTHOR: Hensley Legal Group, PC
“For the past twelve years, I've been representing you, the people of Indiana. It has been my great pleasure to serve you. Whether you have been involved in an auto accident, or seek social security disability benefits, or are the victim of medical malpractice, I have tried to be here for you. I've enjoyed all the people I've met along the way and the families I have been able to help. If you ever need me, I will do everything I can to help you."

Born and raised in central Indiana, John Hensley has always possessed an overwhelming desire to protect the rights of his fellow Hoosiers, and therefore, has devoted his practice to assisting those who have been wrongfully injured. John hung his shingle in 1998 by opening his own law office in downtown Indianapolis. There he works daily toward achieving the best results possible for his clients. Known mainly for his compassion for others, John also possesses a common-sense and efficient approach to the practice of law.”

Copyright Hensley Legal Group, PC
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published by Hensley Legal Group, PC

Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.