How to Find an In-State Debt Settlement Attorney
December 16, 2011 By Melvin R. Singleterry - Associated Attorneys, LLC
Debt settlement attorneys, up until recently, did not have to hold a license in the state in which their client resided. This is no longer the case due to the amendment by the Federal Fair Debt Collection Practices Act (FDCPA). The practicing attorney now must hold a license in the area in which their client resides.
There are many benefits to having an in-state attorney working on your debt settlement such as:
1. The client will have the option have having an in office consultation without a lot of traveling expense.
2. Federal laws remain the same from state to state, but state laws in regards to debt settlement vary. This means that an in-state attorney is more likely to be verse in all of the laws that are imperative to your case.
3. The reason why debt settlement companies are not able to do much for you in your debt settlement proceedings is because they are not able to handle the whole legal section of your debt. This means they are unable to draft letters, work legal agreements or understand the laws in which they are required to work within. Since some of these laws do vary from state to state your lawyer will need to be aware of the local laws.
4. There is always the chance that the client may be sued by their credit card company. The suit will be filed in the state in which the client resides. This means that they will be able to continue using their debt settlement attorney as long as they chose to use an in-state attorney that is licensed to practice in the state in which the client resides.
ABOUT THE AUTHOR: Melvin Singleterry
Melvin R. Singleterry, licensed and practicing attorney, former Judge and former elected District Attorney, specializing in credit card debt negotiation and credit card debt settlement. Owner and manager of Associated Attorneys, LLC.
Copyright Melvin R. Singleterry - Associated Attorneys, LLC
More information about Melvin R. Singleterry - Associated Attorneys, LLC
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
1. The client will have the option have having an in office consultation without a lot of traveling expense.
2. Federal laws remain the same from state to state, but state laws in regards to debt settlement vary. This means that an in-state attorney is more likely to be verse in all of the laws that are imperative to your case.
3. The reason why debt settlement companies are not able to do much for you in your debt settlement proceedings is because they are not able to handle the whole legal section of your debt. This means they are unable to draft letters, work legal agreements or understand the laws in which they are required to work within. Since some of these laws do vary from state to state your lawyer will need to be aware of the local laws.
4. There is always the chance that the client may be sued by their credit card company. The suit will be filed in the state in which the client resides. This means that they will be able to continue using their debt settlement attorney as long as they chose to use an in-state attorney that is licensed to practice in the state in which the client resides.
ABOUT THE AUTHOR: Melvin Singleterry
Melvin R. Singleterry, licensed and practicing attorney, former Judge and former elected District Attorney, specializing in credit card debt negotiation and credit card debt settlement. Owner and manager of Associated Attorneys, LLC.
Copyright Melvin R. Singleterry - Associated Attorneys, LLC
More information about Melvin R. Singleterry - Associated Attorneys, LLC
View all articles published by Melvin R. Singleterry - Associated Attorneys, LLC
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
