Tips to Avoid a Homeowners Insurance Claim in Texas
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Although you may have done everything you can to help make your home a safer place, you may still be a victim of a natural disaster and need to file a Texas homeowners insurance claim. While the summer is a great time to travel, it is also a perfect time to tackle the much-needed home repairs and projects around the house that you may have been putting off.
However, it’s important not to put off home-related to-dos for too long, as some repairs can make your home safer and help you avoid a future Texas residential insurance claim.
As Texas insurance litigation lawyers, we understand there is not enough time in the day to do everything. We know that painting the bedroom or hanging up new blinds can wait, but there are other projects that shouldn’t be delayed any further, as they can help make your home safer from threats such as fire. Taking care of these projects right away will save you time, money and stress in the future.
Some residential fire preventative measures you can take include:
Start in your garage. Move all your gas-powered tools, lawn mower, extra gas tanks, paint or anything else that has gasoline in it or is highly flammable away from your water heater or furnace. This can help to reduce your fire risk and prevent a fire damage claim in the future.
Inspect all electrical cords. Many people hide their electrical cords behind entertainment centers and furniture and don’t know if the cords are damaged until it is too late. Buy some new surge protectors and extension cords if you find a damaged cord, and evaluate your power strips to make sure they are not overloaded.
Check smoke detectors. It is critical to make sure the batteries in your fire alarms are replaced each year, as this will be the first indication if there is smoke in the house. Replacing the batteries doesn’t take that long, and can help save you and your family in a fire.
Get a fire extinguisher. It is also a great idea to make sure you have working fire extinguisher in the house to help minimize damage in the event of a fire. One great place to put it is in the kitchen, in case there is a grease fire while you are cooking.
Although you may have done everything you can to help make your home a safer place, you may still be a victim of a natural disaster and need to file a Texas homeowners insurance claim.
When you have questions about your claim, or if you do not like the way your insurance company is handling your claim, call an experienced Houston insurance claim attorney at the Voss Law Firm.
ABOUT THE AUTHOR: Bill Voss
Bill Voss and the attorneys at The Voss Law Firm, P.C. have expertise in areas of commercial and business litigation, business law, insurance litigation, wrongful death litigation, offshore injuries, catastrophic personal injury litigation, employment litigation, oil and gas law, rare coin fraud and first party insurance claims.
Copyright The Voss Law Firm, PC
More information about The Voss Law Firm, PC
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
As Texas insurance litigation lawyers, we understand there is not enough time in the day to do everything. We know that painting the bedroom or hanging up new blinds can wait, but there are other projects that shouldn’t be delayed any further, as they can help make your home safer from threats such as fire. Taking care of these projects right away will save you time, money and stress in the future.
Some residential fire preventative measures you can take include:
Start in your garage. Move all your gas-powered tools, lawn mower, extra gas tanks, paint or anything else that has gasoline in it or is highly flammable away from your water heater or furnace. This can help to reduce your fire risk and prevent a fire damage claim in the future.
Inspect all electrical cords. Many people hide their electrical cords behind entertainment centers and furniture and don’t know if the cords are damaged until it is too late. Buy some new surge protectors and extension cords if you find a damaged cord, and evaluate your power strips to make sure they are not overloaded.
Check smoke detectors. It is critical to make sure the batteries in your fire alarms are replaced each year, as this will be the first indication if there is smoke in the house. Replacing the batteries doesn’t take that long, and can help save you and your family in a fire.
Get a fire extinguisher. It is also a great idea to make sure you have working fire extinguisher in the house to help minimize damage in the event of a fire. One great place to put it is in the kitchen, in case there is a grease fire while you are cooking.
Although you may have done everything you can to help make your home a safer place, you may still be a victim of a natural disaster and need to file a Texas homeowners insurance claim.
When you have questions about your claim, or if you do not like the way your insurance company is handling your claim, call an experienced Houston insurance claim attorney at the Voss Law Firm.
ABOUT THE AUTHOR: Bill Voss
Bill Voss and the attorneys at The Voss Law Firm, P.C. have expertise in areas of commercial and business litigation, business law, insurance litigation, wrongful death litigation, offshore injuries, catastrophic personal injury litigation, employment litigation, oil and gas law, rare coin fraud and first party insurance claims.
Copyright The Voss Law Firm, PC
More information about The Voss Law Firm, PC
View all articles published by The Voss Law Firm, PC
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
