Clay, Alabama Tornado Claim


July 18, 2012     By The Voss Law Firm, PC

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After living through a tornado, you may just be thankful to be alive and to hug your loved ones. However, the reality of filing an Alabama tornado claim will soon kick in. As a tornado survivor, you will have many things to do following a serious storm, such as cleanup, collecting personal belongings, securing your damaged home, and filing a residential insurance claim.
A severe and unusual storm for this time of year caused ten tornadoes to sweep across Alabama in the pre-dawn hours of Monday, January 23, 2012, leaving behind serious damage, destruction and chaos.

Two of the more powerful tornadoes touched down in Jefferson County, in the cities of Clay and Center Point. After a survey of the damage in Jefferson County, the National Weather Service reported that the damage in Clay, Alabama indicated that the tornado was an EF-3 with winds of 150 mph.

Tornado Storm Damage Claims

After living through a tornado, you may just be thankful to be alive and to hug your loved ones. However, the reality of filing an Alabama tornado claim will soon kick in. As a tornado survivor, you will have many things to do following a serious storm, such as cleanup, collecting personal belongings, securing your damaged home, and filing a residential insurance claim.

Because the Alabama storm damage insurance claims are predicted to reach between $15 - $30 million, it is important that you, as a homeowner or business owner, file a tornado insurance claim in the days following the storm. This way, your insurance claim can get processed as quickly as possible.

When insurers are expecting to pay out millions of dollars in damages, they tend to question everything, delay payments or deny claims all together. Don’t let this happen to you. This is why it is critical that you have a plan in place and that you contact a skilled insurance claim attorney for help with your residential insurance claim today. Three important tips include:

Before removing anything from your home, take photographs or video tape the damage the storm caused. Make a list of any personal property items that were damaged, and include purchase prices and estimated replacement costs. You may be able to get duplicate statements from your credit card companies or banks that will show the adjuster how much you spent on a major purchase, like a television or computer, that was damaged in the tornado.

Secure your damaged home so that no further damages can occur. For example, you may need to board up windows or hang up tarps to keep water and moisture out. Keep receipts of anything you purchase for the home so that your insurer can reimburse you for the expenses.

If your home was damaged by the tornado in Alabama, you should speak with an experienced Texas insurance litigation lawyer to find out about your rights, how much your tornado claim is worth, and to make sure your claim is filed properly. Call the Voss Law Firm to receive a free legal consultation today.

ABOUT THE AUTHOR: Bill Voss
Bill Voss and the attorneys at The Voss Law Firm, P.C. have expertise in areas of commercial and business litigation, business law, insurance litigation, wrongful death litigation, offshore injuries, catastrophic personal injury litigation, employment litigation, oil and gas law, rare coin fraud and first party insurance claims. If you need legal assistance and want results, contact The Voss Law Firm, P.C.  

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Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.