Wage Garnishments and How to Deal With Them
November 21, 2012 By Bornmann Law Group, PLLC - Bankruptcy Lawyers
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When you are unable to pay your bills, creditors have no choice but to try various means to collect from you for monies that are owed to them. One of the options available to bill collectors is to get a writ of garnishment against you and proceed to garnish your wages. If you are having trouble making ends meet the way it is, how are you ever going to be able to get by with up to 25% of your wages being taken from you via a garnishment from one of your creditors?
Can I Get Rid of a Garnishment by Filing Bankruptcy? There are many people residing throughout Arizona and the United States have asked this question. These individuals are considering filing for bankruptcy in order to have their wages restored to a full 100% of what they work so hard to earn. Many people who are currently having their wages garnished are seeking the assistance of a debt relief professional as in the long run it may be a more affordable option to pay a bankruptcy lawyer or debt relief expert than it would be to have your wages garnished month after month until the garnishment is paid off.
A garnishment can interfere with a person’s peace of mind for very many years. The recommended action to take is hiring a bankruptcy lawyer to assist them in such legal undertakings in order to get rid of the garnishment. If you do find yourself on the wrong end of a Writ of Garnishment, you should consider contacting a debt relief expert or bankruptcy lawyer right away. Chances are that you still have some time to act and you definitely have options as to how to handle the wage garnishment.
The most common wage garnishment solutions include:
Contacting a debt relief expert right away.
Filing for Chapter 7 or Chapter 13 bankruptcy.
Debt Consolidation to avoid a potential wage garnishment.
Debt Negotiation
Chances are that once a creditor has a Writ of Garnishment in place that their interest in negotiation on the credit account that you have with them will be little. The creditor is in control once the collection process has moved to the point of garnishment of wages. Filing chapter 13 or chapter 7 bankruptcy can provide one of the quickest forms of relief for individuals who have had their wages garnished. Once bankruptcy has been filed all wage garnishments will be halted and you will be given time to reorganize your debts and structure new payment plans on those obligations that you choose to continue to pay. Regardless of your choice, an experienced bankruptcy lawyer or debt relief expert can help you.
Once a garnishment has started, it is not too late to get it stopped. A wage garnishment attorney should be contacted right away if you are looking at potential wage garnishment or if money is already being taken from your paycheck to pay a creditor. A wage garnishment can make it impossible to pay even essential living expenses and if this is your case, it is imperative that you have an experienced wage garnishment lawyer your side to assist in making sure your rights are being safeguarded.
ABOUT THE AUTHOR: Parker Evan Bornmann managing attorney for the Bornmann Law Group, PLLC.,
The Bornmann Law Group, PLLC is an affordable debt relief option for people in Phoenix, Tucson, Glendale, Tempe, Scottsdale, Chandler, Mesa, Prescott, and throughout Arizona including Maricopa County, Pima County, Pinal County, and surrounding communities. Established by Parker Evan Bornmann in 2008, the Bornmann Law Group, PLLC, is an Arizona bankruptcy law firm that helps people file for bankruptcy. With offices in Mesa, Tucson, Phoenix, and Glendale our bankruptcy law firm offers FREE bankruptcy consultations and FREE debt evaluations.
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More information about Bornmann Law Group, PLLC - Bankruptcy Lawyers
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
A garnishment can interfere with a person’s peace of mind for very many years. The recommended action to take is hiring a bankruptcy lawyer to assist them in such legal undertakings in order to get rid of the garnishment. If you do find yourself on the wrong end of a Writ of Garnishment, you should consider contacting a debt relief expert or bankruptcy lawyer right away. Chances are that you still have some time to act and you definitely have options as to how to handle the wage garnishment.
The most common wage garnishment solutions include:
Contacting a debt relief expert right away.
Filing for Chapter 7 or Chapter 13 bankruptcy.
Debt Consolidation to avoid a potential wage garnishment.
Debt Negotiation
Chances are that once a creditor has a Writ of Garnishment in place that their interest in negotiation on the credit account that you have with them will be little. The creditor is in control once the collection process has moved to the point of garnishment of wages. Filing chapter 13 or chapter 7 bankruptcy can provide one of the quickest forms of relief for individuals who have had their wages garnished. Once bankruptcy has been filed all wage garnishments will be halted and you will be given time to reorganize your debts and structure new payment plans on those obligations that you choose to continue to pay. Regardless of your choice, an experienced bankruptcy lawyer or debt relief expert can help you.
Once a garnishment has started, it is not too late to get it stopped. A wage garnishment attorney should be contacted right away if you are looking at potential wage garnishment or if money is already being taken from your paycheck to pay a creditor. A wage garnishment can make it impossible to pay even essential living expenses and if this is your case, it is imperative that you have an experienced wage garnishment lawyer your side to assist in making sure your rights are being safeguarded.
ABOUT THE AUTHOR: Parker Evan Bornmann managing attorney for the Bornmann Law Group, PLLC.,
The Bornmann Law Group, PLLC is an affordable debt relief option for people in Phoenix, Tucson, Glendale, Tempe, Scottsdale, Chandler, Mesa, Prescott, and throughout Arizona including Maricopa County, Pima County, Pinal County, and surrounding communities. Established by Parker Evan Bornmann in 2008, the Bornmann Law Group, PLLC, is an Arizona bankruptcy law firm that helps people file for bankruptcy. With offices in Mesa, Tucson, Phoenix, and Glendale our bankruptcy law firm offers FREE bankruptcy consultations and FREE debt evaluations.
Copyright Bornmann Law Group, PLLC - Bankruptcy Lawyers - Google+
More information about Bornmann Law Group, PLLC - Bankruptcy Lawyers
View all articles published by Bornmann Law Group, PLLC - Bankruptcy Lawyers
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
