Do You Have a Great Credit Score? Can You Keep It??
December 4, 2012 By Bornmann Law Group, PLLC - Bankruptcy Lawyers
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If you have a good or even a great credit score, many other people will be trying to steal your information and ruin your credit score. Identity theft is on the rise throughout America. In a way it is a silent crime that can do severe damage to a person's credit score and financial situation. Chances are, either you, some family member, or someone you know has been negatively affected by theft of their identity.
Chances are, if you have been hacked or had your identity stolen, you will not even realize that it has transpired until it is too late. If you do ever find yourself in a situation where you are a victim of identity theft, it is important to file a police report and get a copy of the report that you filed so that you can provide to creditors, the credit bureaus, and others who may require proof of the crime.
Identity theft, account fraud, and hacking of your personal information are serious issues. Like with most things in life, the more you understand how things can occur, the better you'll be able to take precautions to protect yourself from identity theft and will be able to protect your personal information and your good credit. Even if you work hard every day to ward off these threats, sometimes it isn't enough. Tighter security is possible only if you change your habits and be more aware of your surroundings when using your credit cards, or when dealing with any important or personal information.
Unfortunately, there is not just one action that can completely prevent identity theft. There are steps that you can take to reduce your chances of becoming a victim of identity theft. Below we have listed a few suggestions of practices that you can either start or continue in order to protect your good credit.
Steps That You Can Take to Prevent Identity Theft
Review all bank statements and billing statements monthly.
Be aware of your surroundings when entering a PIN #.
NEVER give your SS# or a credit card # over the phone.
Shred important information and accounts before discarding.
Pay bills on-line electronically.
Protect your PIN # at cash machines and stores.
Don't store important numbers or information in your phone.
Sign your credit and debit cards as soon as they arrive.
Create strong passwords for all on-line accounts.
Use only secured web sites for financial transactions.
Keep Social Security Card in a safe place.
Protecting your credit has never been more important. The country is in a major recession and the financial situation of many people is dire. With the poor financial situation currently evolving in America, identity thieves will become more desperate and will take greater chances in order to steal your identity, your credit, and ruin your financial stability. Follow the steps of prevention that we have mentioned above and keep on top of your prevention techniques and you may continue to enjoy your great credit score.
ABOUT THE AUTHOR: Copyright Bornmann Law Group, PLLC
The Bornmann Law Group, PLLC offers free consultations, payment plans for every budget, and evening and weekend appointments. Call and set up your FREE initial consultation today!
Parker Evan Bornmann is an experienced Bankruptcy, Family Law, DUI and Criminal Defense Lawyer with offices in Tucson, Glendale, and Phoenix, Arizona.
The Bornmann Law Group, PLLC is an affordable debt relief option for people in Phoenix, Tucson, Glendale, Tempe, Scottsdale, Chandler, Mesa, Prescott, and throughout Arizona including Maricopa County, Pima County, Pinal County, and surrounding communities. Established by Parker Evan Bornmann in 2008, the Bornmann Law Group, PLLC, is an Arizona bankruptcy law firm that helps people file for bankruptcy. With offices in Mesa, Tucson, Phoenix, and Glendale our bankruptcy law firm offers FREE bankruptcy consultations and FREE debt evaluations.
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More information about Bornmann Law Group, PLLC - Bankruptcy Lawyers
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
Identity theft, account fraud, and hacking of your personal information are serious issues. Like with most things in life, the more you understand how things can occur, the better you'll be able to take precautions to protect yourself from identity theft and will be able to protect your personal information and your good credit. Even if you work hard every day to ward off these threats, sometimes it isn't enough. Tighter security is possible only if you change your habits and be more aware of your surroundings when using your credit cards, or when dealing with any important or personal information.
Unfortunately, there is not just one action that can completely prevent identity theft. There are steps that you can take to reduce your chances of becoming a victim of identity theft. Below we have listed a few suggestions of practices that you can either start or continue in order to protect your good credit.
Steps That You Can Take to Prevent Identity Theft
Review all bank statements and billing statements monthly.
Be aware of your surroundings when entering a PIN #.
NEVER give your SS# or a credit card # over the phone.
Shred important information and accounts before discarding.
Pay bills on-line electronically.
Protect your PIN # at cash machines and stores.
Don't store important numbers or information in your phone.
Sign your credit and debit cards as soon as they arrive.
Create strong passwords for all on-line accounts.
Use only secured web sites for financial transactions.
Keep Social Security Card in a safe place.
Protecting your credit has never been more important. The country is in a major recession and the financial situation of many people is dire. With the poor financial situation currently evolving in America, identity thieves will become more desperate and will take greater chances in order to steal your identity, your credit, and ruin your financial stability. Follow the steps of prevention that we have mentioned above and keep on top of your prevention techniques and you may continue to enjoy your great credit score.
ABOUT THE AUTHOR: Copyright Bornmann Law Group, PLLC
The Bornmann Law Group, PLLC offers free consultations, payment plans for every budget, and evening and weekend appointments. Call and set up your FREE initial consultation today!
Parker Evan Bornmann is an experienced Bankruptcy, Family Law, DUI and Criminal Defense Lawyer with offices in Tucson, Glendale, and Phoenix, Arizona.
The Bornmann Law Group, PLLC is an affordable debt relief option for people in Phoenix, Tucson, Glendale, Tempe, Scottsdale, Chandler, Mesa, Prescott, and throughout Arizona including Maricopa County, Pima County, Pinal County, and surrounding communities. Established by Parker Evan Bornmann in 2008, the Bornmann Law Group, PLLC, is an Arizona bankruptcy law firm that helps people file for bankruptcy. With offices in Mesa, Tucson, Phoenix, and Glendale our bankruptcy law firm offers FREE bankruptcy consultations and FREE debt evaluations.
Copyright Bornmann Law Group, PLLC - Bankruptcy Lawyers - Google+
More information about Bornmann Law Group, PLLC - Bankruptcy Lawyers
View all articles published by Bornmann Law Group, PLLC - Bankruptcy Lawyers
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.
