The Advantages of Federal Disability Retirement


January 8, 2013     By The Law Offices of Eric L. Pines, PLLC

Some federal employees may view Federal Disability Retirement with trepidation. These remain tough economic times and there are understandable concerns that you won’t be able to make up your former income after retirement.
A disability retirement annuity under FERS or CSRS represents a more significant pay cut than if you have the larger percentage of pay under OWCP-DOL benefits.
But there are also significant advantages to Federal Disability Retirement under FERS or CSRS.
A federal employee can earn up to 80 percent of their former salary after retirement. At the same time, someone who takes Federal Disability Retirement can find a new opportunity that helps them work around their disability. Part-time work or work from home may prove to be a happier alternative that will also be beneficial to the health of the former federal employee. There are many stories about how disability retirement has offered a new lease of life to those who have struggled with an illness in their federal job.
Retirement can offer greater freedoms and you will not be under the ever present scrutiny of the workers’ compensation system.
The existence of Federal Disability Retirement is an advantage of taking a federal job that few employees think of at the outset. But it represents a considerable advantage over the private sector.
If you develop a medical condition that impacts your job, suddenly the fine print in the documents you didn’t read all those years ago becomes very important. The disability retirement option becomes peace of mind and another good reason to work for a government agency.
The basics of applying for Federal Disability Retirement are highlighted by the Office of Personnel Management on its website and a number of other sources.
Disability Retirement requests must be filed within a year of termination or resignation. Your agency Human Resource Specialist should work with you to assist you in filing the claim.

ABOUT THE AUTHOR: Eric L. Pines, Esq
Specializing in analysis, training, litigation, and mediation, Mr. Pines focuses on EEO, labor arbitration, MSPB, FLSA (Overtime) and OPM Disability, Disability Discrimination (Rehabilitation Act) for both CSRS and FERS employees. Over the past 16 years he has successfully litigated or settled over 90 EEO and labor arbitrations. Mr. Pines has the passion and expertise to represent disabled federal employees in pursuing violations of the Rehabilitation Act (ADA) and violations of collective bargaining agreements.

Copyright The Law Offices of Eric L. Pines, PLLC
More information about

published by The Law Offices of Eric L. Pines, PLLC

Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.