Advanced Directives, Wills, Trusts, Probate, Elder Law & Long Term Care Plans & Housing
Alan Kay, P.A.
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8668 Park Blvd. North, Suites F & G Pinellas County - St. Petersburg, Largo, Clearwater & Beaches Seminole, Florida 33777 USA |
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(727) 393-5700
(727) 319-9040
Law Firm Overview
1. Willing to meet clients and family members at their convenience at home, Assisted Living Facilites, Nursing Homes, Hospitals.2. Will meet during weekdays or weekends, day time or evenings, to make it convienent for schedules for other family members and care givers.
3. Well versed in matters of Medicare, Medicare Supplements and HMOs/Advantage Plans, and all can supply a "Free Preion Discount Card" for generics and brand names (not insurance), by mail order or at retail stores. This card is may be used by the entire household, no matter what ages and other covereages they may have.
4. Well versed about Long Term Care Insurance, including the new "LTCI Partnership Programs" that allow persons "who planned ahead" to be "qualified for Medicaid for Nursing Homes" and still retain tens of thousands of dollars of assets in excess of just the "usual" $2,000. This avoids the neet to do gifting of assets to move them out of the senior's name and be confronted with "penalties" extending disqualification for Medicaid.
5. Can discuss differences of "levels of care" in Adult Living Facilities and Nursing Home and related issues.
6. Can discuss Reverse Mortgages for those 62 and older, and the pending Federal Laws about the increases in valuation limits and new higher loan limits and reductions in costs to borrowers, and the new allowable use for not just re-financing, but also for purchases of another residence. Also, the new law will alow Reverse Mortgages on certain Co-ops as well as condos and homes.
7. Can discuss Florida Homestead laws that "protect assets," even from Medicaid, under certain circumstances.
8. Using "Advanced Directives" to "avoid or minimize guardianship." Durable Powers of Attorney, Living Wills, Health Care Surrogate Designations, and Pre-Need Guardian Designations", which all persons over 18 (adults) should have in the event of "incapacity."
9. Using "Living Trusts" to "avoid or minimize both probate and guardianship."
