California Bankruptcy Lawyers

Bird & Van Dyke California Bankruptcy

2155 W. March Lane
Suite 3E
Stockton, California 95207
USA

(209) 390-8877

www.birdandvandyke.net

Contact the Firm

Law Firm Overview Free Consultation

Attorney David Van Dyke, the head of our bankruptcy and debt relief practice, has more than a decade of legal experience. Attorney David assists people throughout San Joaquin Valley finding lasting solutions for difficult financial challenges. At Bird and Van Dyke law firm, we know that people prefer local presentation, that is why we focus our bankruptcy and debt relief practice right here in San Joaquin Valley.

Our law offices are conveniently located in the heart of San Joaquin Valley in Stockton and Tracy, California. To speak with an attorney about consumer bankruptcy, a home foreclosure action or other debt related problems. Our attorneys can provide the information you need to make an informed decision.
At your free consultation, we assure you to providing the highest standards of legal service, which are courteous, responsive, and highly personalized. We especially take a time to listen, answer our clients' questions promptly, and keep them informed about the status of their cases. We do everything we can to accomplished the best possible results for each client in the most effective manner possible.

Protect your rights, if you are not capable to pay your home mortgage, monthly car payment or other bills, contact an attorney. Creditors have attorneys working for them and you should too. You do not have to go through this alone. Contact an attorney who will advise you of your rights and help you find reactionary solutions to your debt problems.

Practice Areas

Practice Areas Description

- Bankruptcy

At Bird & Van Dyke, we are committed to helping people face difficult financial challenges. If you have too much debt or have been threatened with a home foreclosure, we can help. The head of our bankruptcy and debt relief practice, attorney David Van Dyke, has more than 15 years of legal experience. David has helped people throughout San Joaquin Valley find lasting solutions to difficult financial challenges.

- Chapter 7 Bankruptcy

If you are thinking about filing for bankruptcy, we encourage you to contact our firm. At Bird & Van Dyke, we offer experienced legal representation in all areas of personal bankruptcy, including Chapter 7 and Chapter 13 filings. We represent clients throughout the San Joaquin Valley including Alameda County, Oakland County and San Joaquin County.

- Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is sometimes referred to as a debt reorganization bankruptcy. Unlike a Chapter 7 bankruptcy which liquidates assets and discharges debts, a Chapter 13 bankruptcy results in a payment plan ordered by a bankruptcy court judge. The debt repayment plan gives people the opportunity to pay their debts in a gradual and structured manner. All creditors must obey the terms of the bankruptcy court order.

- Recent Changes in the Bankruptcy Laws

In 2005, Congress enacted new bankruptcy laws which require people seeking Chapter 7 bankruptcy relief to meet new eligibility requirements, including a means test that takes into account a debtor's income. Unfortunately, there has been a lot of misinformation about the new bankruptcy laws. Despite anything you may have heard, bankruptcy is still an option for millions of Americans suffering from the burden of unmanageable debt.

- Foreclosure

If you are facing a foreclosure proceeding because of skyrocketing mortgage payments, a job layoff or unmanageable debt, you want an attorney who knows the community, who will be able to offer knowledgeable counsel and insight regarding ways to resolve your problems. You don't want to drive long distances, deal exclusively with paralegals or administrative assistants or be treated as one in a mass of high-volume clients.

- Stop Creditor Harassment

Anyone who has struggled with debt knows that creditor collection actions can verge on psychological harassment. Phone calls never stop. In fact, many debtors get calls at night, and even at work. Creditors make threats to garnish wages. They may even contact your family members and neighbors.

- Medical Debt Relief

Many people do not realize that medical debts can be discharged through bankruptcy. In the current economy, more and more people are finding themselves without health insurance due to job loss or decreased benefits. Then, when struck with illness or injury, they find themselves unable to pay for medical bills. Even with health insurance, it is not uncommon for a claim to be denied or for the insurer to drop coverage altogether.