Collingswood, New Jersey Bankruptcy and Loan Modifications Attorneys

Brenner, Brenner & Spiller

519 Market St Camden, New Jersey 08102 USA

 (856) 963-5000

www.brennerlawoffice.com
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Law Firm Overview Free Consultation

At Brenner, Brenner & Spiller, our attorneys are dedicated to resolving our clients’ financial issues. We have been helping people and their families for more than 30 years in bankruptcy law. Attorneys Brad Spiller and Janet Sozio are committed to helping people through their difficult financial problems. We will work hard to help you discharge your debt, save your home and restore your credit.

At the law firm of Brenner, Brenner & Spiller, attorney Brad Spiller has three decades of legal experience and carries on the firm's tradition for professional legal representation and counsel. As a member of the New Jersey Association for Justice (formerly the Association of Trial Lawyers of American - New Jersey), Mr. Spiller has built a strong reputation for personable, caring and reasonably priced legal service that helps clients face bankruptcy.

Practice Areas

Practice Areas Description

Our practice includes:

- Chapter 7 Bankruptcy

Bankruptcy is a complex legal process and the issues surrounding Chapter 7 bankruptcy can be difficult to fully understand. By hiring an experienced attorney to help you review your case and identify your specific needs, you will work to help you get a fresh start through bankruptcy. You can get the help that you need to resolve your financial issues. At the law firm of Brenner, Brenner & Spiller, we assist clients who face overwhelming amounts of debt file for Chapter 7 bankruptcy. Chapter 7 bankruptcy, also known as a "straight" or liquidation bankruptcy, allows individuals who qualify to discharge their debts. For many individuals, bankruptcy is a helpful solution for difficult financial problems.

- Chapter 13 Bankruptcy

In a Chapter 13 bankruptcy, a payment plan is drafted based on your income and your expenses when debts such as mortgage arrears or taxes or even auto payments must be repaid. Chapter 13 bankruptcies offer many substantial benefits and have helped many individuals out from under the burden of debt. At the law firm of Brenner, Brenner & Spiller, we can help you decide if a Chapter 13 bankruptcy is the right option for your situation. If it is, we will provide the counsel and representation necessary to guide you through the process in an experienced and effective manner. Southern New Jersey bankruptcy attorneys Brad Spiller and Janet Sozio and the rest of our firm are dedicated to helping our clients find a fresh financial start through Chapter 7 and Chapter 13 bankruptcies.

- Loan Modification

Dealing with mortgage companies and other creditors can be a difficult and time consuming process, especially for individuals who fall behind paying their bills. These companies are typically not looking out for the best interests of their customers and are mostly interested in meeting their own financial goals. Fortunately, there are times when a loan modification is the best option for both you and your lender. Our law firm has worked and negotiated with lenders in order to obtain loan modifications for our clients. We are adept at capitalizing on provisions of the Bankruptcy Code that will improve your standing. With more than 30 years of legal experience in the bankruptcy field, you can trust Brenner, Brenner & Spiller to look after your best interests throughout the entire process.

- Mortgage Lien Stripping

If you have more than one mortgage, and your first mortgage balance is higher than the value of your real estate, you may be able to 'strip off' any mortgage that you can classify as wholly unsecured debt. When you bought your car or home, you may have thought you were making a positive investment. However, the current economy has led to damaging depreciation in house values, income and car sales. If your car or house loan is more than it is worth because of depreciation, heavy loans or arrearages (arrears), the law firm of Brenner, Brenner & Spiller can help you find solutions in Chapter 13 bankruptcy, including stripping off a second mortgage or cramming down your car loan.

- Stopping Foreclosure

If you are facing foreclosure and the prospect of losing your home, you already understand what is at stake. It is important to know that you have options and may be able to stop foreclosure. At the law firm of Brenner, Brenner & Spiller, we focus on helping individuals save their homes from foreclosure by providing honest and straightforward advice and options that work for their individual needs. At Brenner, Brenner & Spiller, we can help you understand the right option for your individual situation. In these situations, there is never a typical solution, and all factors must be considered when making tough financial decisions.

- Repossessions and Wage Garnishments

When creditors take money directly out of your paycheck through a wage garnishment, or repossess your vehicle or other property to pay down your debt, it can make your financial problems even worse. Fortunately, you may be able to stop wage garnishment and stop the repossession of your property by filing for Chapter 7 or Chapter 13 bankruptcy protection. At the law firm of Brenner, Brenner & Spiller, we have helped many of our clients stop wage garnishment and attachments and reclaim repossessed property. We are dedicated to resolving our clients' financial problems through honest and knowledgeable legal service that meets their individual needs.

- Short Sales

Since a lender will receive less money than the outstanding loan amount in a short sale, many prospective clients ask us why lenders would agree to short sales. The answer is that lenders will usually lose more money in the foreclosure process than they would lose in a short sale. Lenders do not like managing and owning foreclosed property, which can be costly. Short sales usually save lenders and property owners time and money. At the law firm of Brenner, Brenner & Spiller, we represent clients who may benefit from selling their homes in short sales, instead of going through the foreclosure process. Short sales are generally more complicated and time consuming than the average real estate sale.

More Information on Brenner, Brenner & Spiller

Chapter 7 Bankruptcy Attorneys in Camden, NJ
Camden, New Jersey Loan Modification Attorney
Mortgage Lien Stripping Law Firm in Camden, NJ
Camden, New Jersey License Suspension Lawyer
Chapter 13 Bankruptcy Attorneys in Camden, NJ
Camden, New Jersey Wage Garnishment Lawyers
Short Sale Lawyers in Camden, New Jersey
Camden, New Jersey Foreclosure Law Firm
Brenner, Brenner & Spiller News and Publications
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