Have you ever heard the cold hard slap of five points? Maybe next time you don't have to...

Some pitfalls and some recommendations when hiring someone to settle your debts.

Debt collectors are heavily regulated by federal and California state laws.

Not too many years ago, this headline would have sounded ridiculous. However, such sentiment seems to be gaining traction outside of the fringe anarchist groups that would normally espouse such behavior. Before the real estate market went haywire, a borrower who did not pay the lender lost his or her home to foreclosure.

Litigation Against Lenders and Banks - Is It For You?