Melville Bankruptcy Attorneys

Macco & Stern LLP

135 Pinelawn Road Suite 120 South Melville, New York 11747 USA

 (631) 479-2869
 (631) 549-7845

www.maccosternlaw.com
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Law Firm Overview

The focus of Macco & Stern, LLP, is assisting clients to obtain debt relief before the U.S. Bankruptcy Court for the Eastern District of New York. We help people who are trying to save their homes and regain financial stability, as well as those dealing with significant business debt. Our lawyers have counselled individuals, families and businesses seeking practical legal solutions to tough financial challenges for over 25 years.

You will not receive legal advice from a paralegal when you contact us. You are our client and only an experienced attorney will meet and council you. One of our partners, Michael J. Macco who has been practicing law since 1982, or Richard L. Stern, practicing since 1978 will evaluate key decisions and actions that can provide you with a fresh start. Both attorneys are longstanding court appointed bankruptcy trustees as well as determined advocates for our clients.

Our professional and dedicated staff is prepared to handle every detail of your case with precision. If your situation calls for debt relief or involves the bankruptcy court, we have the knowledge and skill to handle it. In addition to helping people file Chapter 7 or Chapter 13 bankruptcy as a step towards financial recovery, we handle business reorganization for privately held companies. We also represent creditors who need to assert their rights to protect their interests before the United States Bankruptcy Court. We are far from a bankruptcy "mill." Unlike other bankruptcy law firms and services, at Macco & Stern, LLP, your case will be handled by an experienced bankruptcy attorney, and you can call anytime for prompt, caring attention to your concerns. You can always expect your phone calls to be promptly returned by an attorney representing you.

Practice Areas

Additional Practice Areas: Creditor Harassment

Practice Areas Description

- Bankruptcy

As longstanding court-appointed bankruptcy trustees and dedicated advocates for people seeking debt relief, our experienced Suffolk County, New York, attorneys understand bankruptcy law. We maintain a strong focus on helping people make sound, informed decisions. We encourage you to contact us today for answers to your bankruptcy law questions and counsel that can put your financial life back on track.


- Chapter 7 Bankruptcy

We are longtime Long Island area residents focused upon the same concerns as our neighbors throughout Nassau and Suffolk Counties, New York. We apply our experience and skills to help many hardworking people and families who have run into severe financial challenges look for favorable options.


- Chapter 13 Bankruptcy

Unlike a Chapter 7 proceeding, a Chapter 13 "wage earner" bankruptcy requires a payment plan to satisfy certain priority and secured debts and some portion or all of your unsecured debts. In certain circumstances, a Chapter 13 bankruptcy attorney can help you to remove and expunge second mortgages when the value of your home is less than the remaining balance due on your first mortgage. In addition, it does offer many of the same key benefits, including stopping creditor harassment and garnishments.


- Foreclosure Defense

Much of the media attention surrounding the foreclosure crisis has been on predatory lending and mortgages that were exorbitant in cost when offered and accepted by the homeowner. Often, people looked at rising home values and over-leveraged themselves by obtaining second mortgages and home equity loans. It was unlikely that as a homeowner you believed the value of your home could decline so dramatically, leaving mortgage debt far in excess of the value of your home or investment property.


- Creditor Representation

In addition to our work helping individuals and businesses file bankruptcy, we are well qualified to fight for creditor's rights under the law. Both our law partners, Michael J. Macco and Richard L. Stern, have decades of experience helping creditors prevent losses and recover damages when the bankruptcy system is abused.


- Creditor Harassment

Many people laboring under severe debt are able to juggle their finances until they face a wage garnishment, a frozen bank account, or collection calls that become frequent, intense and disruptive. One of the clearest and most decisive benefits of filing bankruptcy is to stop creditor harassment and eliminate ongoing garnishments and restraints on bank accounts and other assets.


- Preserving Assets

he Bankruptcy Code and the New York State Exemption laws are quite specific when it comes to distinguishing exempt assets (those you are allowed to keep after filing) from those that are non-exempt. As court-appointed bankruptcy trustees as well as experienced bankruptcy lawyers, we can accurately answer all your questions about asset protection. Generally speaking, either a Chapter 7 or Chapter 13 filing will enable you to keep property.

Partners

Michael J. Macco Attorney Bankruptcy

Richard L. Stern Attorney Bankruptcy

More Information on Macco & Stern LLP

Melville, NY Bankruptcy Attorneys
Chapter 7 Bankruptcy Attorneys in Melville, NY
Melville, NY Chapter 13 Bankruptcy Lawyers
Foreclosure Defense Attorney in Melville, NY
Melville, NY Creditor Representation Law Firm
Melville, NY Stop Creditor Harassment Attorneys
Preserving Assets Law Firm in Melville, NY
Denied Mortgage Modification Lawyer in Melville, NY
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