Lawyers California

CA Legal Resource

California Bankruptcy Attorney - Financial Freedom Law

Ranchod Law Group

1300 Clay Street, Suite 600
Oakland, California 94612
USA

(888) 589-1977

(888) 891-7071

www.california-bankruptcyattorney.com

Contact Kaushik Ranchod

Law Firm Overview Free Consultation

The Ranchod Law Group, located in Sacramento and San Francisco, California, specializes in bankruptcy. Our law firm focuses on Chapter 7 and Chapter 13 bankruptcy for individuals who have had their car repossessed or owe thousands in credit card and medical bills.

Our law firm understands the stressful nature of the bankruptcy process and it is our goal to compassionately help you get a fresh start. We are committed to providing high quality legal services that are affordable and we will customize a bankruptcy option that will best meet your personal circumstances.

Mr. Ranchod has spoken at national legal conferences and the radio (KPFA, F.M.). He graduated from the University of Southern California as valedictorian of his major (first in his class) and was added to the Trojan Wall of Fame. He obtained his Juris Doctor from the University of California, Hastings, in San Francisco and was admitted to practice before the California Supreme Court in 1998. He is ready to help you with all of your bankruptcy needs.

Practice Areas

Practice Areas Description

- Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is a way for you to eliminate most debts and get a fresh start. By filing for Chapter 7 Bankruptcy you can wipe out many types of debts including medical bills, credit card bills, and car payments and it forces creditors to stop any form of collection activity. You will be able to keep exempt assets but you may need to surrender non-exempt assets to the trustee. In practice you may be able to keep non-exempt assets when the trustee finds that selling the assets would not be worthwhile. Thus, you may be required to surrender some types of property if you file under Chapter 7. There are exceptions to what kinds of debts will be surrendered and you should contact a competent bankruptcy attorney to evaluate your specific needs.

- Chapter 13 Bankruptcy

This form of bankruptcy sets up a payment plan that satisfies past and present financial obligations. Instead of having to deal with obnoxious creditors, you can structure a payment plan through the court system that will allow you to repay your debts in a timely fashion. Unlike Chapter 7 bankruptcy, this form protects co-signers on loans to some degree, ensuring that they will not be held responsible for the loan when bankruptcy is filed.