Bankruptcy Lawyer for Individuals & Small Businesses, Serving Maryland & D.C.

The Aylward Law Firm, LLC

111 S. Calvert St #2700 Baltimore, Maryland 21202 USA

 (240) 688-9000

www.aylwardbankruptcyfirm.com
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The Aylward Law Firm has been assisting individuals and small businesses in financial problems for over 21 years. The legal team is dedicated, compassionate and highly skilled, and provides quality services to the community with integrity. Many individuals and small businesses in the current financial crunch are suffering from overwhelming debt, and constant calls and letters demanding payment. This depressing and upsetting situation can make solutions hard to find, but with help from the legal team at The Aylward Law Firm, a solution can be found so that you can move on and make a fresh start. The Maryland bankruptcy attorney from the firm will carefully review your personal situation and advise you how to move forward with an effective solution.

Attorney Jillian Aylward is a dedicated and proven bankruptcy lawyer, who serves the community with legal services related to bankruptcy and collection action defense. In some cases, bankruptcy is not an option, or not necessary, but the defense against endless threatening creditor calls and letters may be the solution needed. In such a case, the firm will take on the creditors on behalf of the client to make reasonable arrangements and stop the constant barrage of phone calls from creditors or vendors. In some cases, this is a solution that works for the client, and can result in a greatly reduced debt load as the attorney negotiates on your behalf. In some cases, the debt is diminished by a large percentage with the assistance of the legal team at the firm. The calls will stop, and the firm will handle the problem for you and assist you in getting on with your life.

With the decision to file bankruptcy, there are two types of bankruptcy filings that may be used to assist the client in resolving their financial problem. Each case must be completely reviewed to determine the best solution to the situation, but you can be assured that your best interests will be the priority and a workable solution for your financial problem is of utmost concern. You will be guided through the process of bankruptcy and will understand how it works and the relief it will bring to you and your family or business.

Year this Office was Established: 2009

Languages: Spanish

Practice Areas

Additional Practice Areas: Collection Action Defense, Loan Modification

Practice Areas Description

The Aylward Law Firm provides legal representation and services in the following areas of practice:

- Chapter 7 Bankruptcy

Each state has certain differences with regard to filing for bankruptcy, but the overall rules are determined by federal law. In the case of Chapter 7, this particular form of bankruptcy is incredibly helpful to those who have suffered a serious medical condition that resulted in huge medical bills that cannot be paid. It has been established that medical bills contribute to a full 50% of the bankruptcy filings in the country. Get assistance from The Aylward Law Firm who will conduct a thorough financial review and advise you what type of bankruptcy you can file and guide you through the process.

- Chapter 13 Bankruptcy

When an individual is not eligible for Chapter 7 bankruptcy, they may choose to file a Chapter 13 bankruptcy. This is a very helpful legal action that is particularly good for those who have a steady income, whether as an employee or self-employed. When overwhelmed by debt, but you are outside the required income level, you are likely able to file Chapter 13. This form of bankruptcy allows the individual to take their back debt and have it spread out over 3 - 5 years. This is a very appealing solution for those who have property that they do not wish to lose in a bankruptcy filing, and is also helpful when you have a co-signer on a mortgage that you wish to protect.

- Chapter 11 Bankruptcy

In most cases in a Chapter 11 bankruptcy, the debtor-owner can continue to operate his business as the bankruptcy trustee. This is called a debtor in possession. In this type of bankruptcy, a reorganization of the business is usually done although liquidation is also an option. A bankruptcy plan is submitted to the court delineating how debts will be addressed and how the business will operate. When the plan is confirmed by the court, it becomes binding for the duration proposed, which is usually 120 days. After that time, creditors may propose reorganization plans to the court.

- Collection Action Defense

There are laws that protect individuals from harassment by creditors. There are strong restrictions against harassment that protect the consumer. However, some employees at collection agencies violate these laws and may be facing legal action if they continue with illegal actions. In many cases, individuals who are being hounded by creditors and are unable to pay the debt may choose to get an attorney to represent them and deal with the creditors. This has proven to be very effective in reducing the principal amount owed, as well as changing interest rates and monthly payment amounts.

- Debt Settlement

If you are facing overwhelming debt, you may be able to find relief through a debt settlement action with your creditors. Your first step should be to consult with the Baltimore debt settlement lawyer at the Aylward Law Firm for a review of your financial situation. Attorney Aylward has more than 22 years of experience in handling serious debt matters for clients throughout Baltimore and Montgomery Counties as well as Washington DC and Rockville. After evaluating your specific debt situation, it can be determined what the most optimum solution will be for resolving your financial crisis.

- Creditor Harassment

Financial worries can cause a great deal of stress, especially if you have creditors hounding you and harassing you for payments.Especially in today’s economic climate, many people have slipped into debt which has become overwhelming and unmanageable. If you have found yourself in this situation and are receiving constant creditor calls harassing you at your home and/or workplace a Baltimore bankruptcy attorney at the Aylward Law Firm may be able to help.

- Foreclosure Mediation

Our office handles Foreclosure Mediation. It is an unfortunate fact in today’s economic times that more and more people are facing foreclosure. If you are unable to keep up payments on your home mortgage due to a job loss, debts or other unfortunate event, you may have options. A Baltimore bankruptcy lawyer at the Aylward Law Firm is also very experienced and knowledgeable when it comes to foreclosure defense.Whether you need help preventing a foreclosure so you can keep your home or would like to pursue alternatives to the damage to your credit a foreclosure can cause, Foreclosure Defense Attorney Aylward may be able to help.

More Information on The Aylward Law Firm, LLC

Baltimore, Maryland Bankruptcy Law Firm
Bankruptcy Lawyer in Baltimore, Maryland
Baltimore, Maryland Chapter 7 Bankruptcy Attorney
Chapter 13 Bankruptcy Law Firm in Baltimore, Maryland
Baltimore, Maryland Collections Defense Lawyer
Chapter 11 Bankruptcy Attorney in Baltimore, Maryland
Baltimore, Maryland Debt Settlement Law Firm
Creditor Harassment Lawyer in Baltimore, Maryland
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Other Offices

• USA - Maryland, Rockville - Main Office