Gwinnett County Bankruptcy Lawyer

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George R. Belche, Attorney at Law is an experienced, dedicated law firm located in Lawrenceville, Georgia. We focus on helping people resolve their financial problems through bankruptcy. Attorney George Belche has limited his practice to consumer bankruptcy and debt counseling. Mr. Belche has represented clients in bankruptcy courts in the Middle District and Northern District of Georgia.

George Belche, a Gwinnett County bankruptcy attorney with 14 years of experience, is ready to meet you and explain your options for obtaining debt relief in filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy that allows to eliminate or pay back accounts and unsecured debt to help you ease your financial situation.

The firm will put an end to creditors' harassment calls, threats of foreclosure, and emotional strain associated with financial problems. Beyond the peace of mind filing for protection under the Bankruptcy Code can bring, filing also means that you may not have to worry about losing your house, and you may not have to worry about car repossession.

Areas of Law

Additional Areas of Law: Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Personal Bankruptcy; Credit Card Debt; Liens and Garnishment; Business Bankruptcy; Repossessions; Property Exemptions; Medical Debt; Loan Modifications.

Areas of Law Description

George R. Belche, Attorney at Law serves clients in the following areas of practice:

- Personal Bankruptcy

Our law firm represents individuals throughout Gwinnett County in bankruptcy matters. We can help you decide which type of bankruptcy is right for you given your unique financial situation. Individual debtors as opposed to businesses — generally have two options for discharging debt through bankruptcy: Chapter 7 bankruptcy and Chapter 13 bankruptcy.

- Chapter 13 Bankruptcy

Trying to keep up with credit card debt and mounting medical bills can be a daily struggle. If you are looking for a way to keep your home, keep your car and get the debt relief you deserve, Chapter 13 bankruptcy may be right for you. Bankruptcy lawyer George R. Belche can help you understand your options and find a payment plan you can afford.

- Chapter 7 Bankruptcy

If you have reached the point where you do not think you will be able to pay off your credit card debt or mortgage or medical bills, it is time to explore your options. Chapter 7 bankruptcy and debt consolidation may be right for you. Bankruptcy attorney George R. Belche can help you decide if Chapter 7 bankruptcy is right for you.

- Credit Card Debt

Chapter 7 or liquidation bankruptcy can eliminate much if not all of your credit card debt. Our clients commonly eliminate between $10,000 and $50,000 in credit card balances. If you do not qualify for Chapter 7, you may be able to pay back a portion of your debt by filing for Chapter 13.

- Liens and Garnishment

If the garnishments coming out of your paycheck or your bank account are leaving you without enough money to pay your own bills, you should contact attorney George Belche to discuss your options. Declaring bankruptcy may allow you to eliminate garnishments and reclaim your ability to pay your monthly living expenses.

- Business Bankruptcy

Get out from under the weight of financial pressure. At the firm of George R. Belche, Attorney at Law, we are committed to helping professionals whose incomes are tied to the housing market deal with their financial situation. We look forward to helping you through the bankruptcy process from beginning to end.

- Repossessions

If you have missed payments on a secured loan (such as a car loan) and you are working with a large financing company, you will most likely be contacted, either by phone or through the mail, and asked for the payment. Generally, a more drastic measure such as repossession is not undertaken until the debt is at least 60 days past due.

- Foreclosure

Are you sick and tired of being harassed by creditors? Do you want to find a way to pay down your debt and stop foreclosure? You may have more options than you realize. When you file for Chapter 7 or Chapter 13 consumer bankruptcy, you can stop foreclosure and creditor harassment immediately.

- Property Exemptions

You should never try to hide assets or transfer assets to avoid the exemption limits, for example, re-titling a car with too much equity under another family member's name. Hiding assets could result in your bankruptcy petition being rejected. It is always best to be above board with your lawyer and to work to save your assets through ethical channels.

- Medical Debt

Bills associated with medical procedures or ongoing medical care can have a serious effect upon your finances. If your economic situation has worsened significantly because of medical bills and you are wondering how to make ends meet, contact the firm of George R. Belche, Attorney at Law in Lawrenceville, Georgia.

- Loan Modifications

The economic recession and rising foreclosure rates mean that some lenders are encouraging homeowners to explore home loan modifications as a way to get some relief from debt. While loan modifications can be a benefit for some, they are not for everyone. Banks and mortgage lenders sometimes string consumers along, and end up making a bad situation worse.

Attorneys

Mr. George R. Belche Attorney Bankruptcy

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