New York Consumer Protection Law Firm

Schlanger & Schlanger, LLP

343 Manville Road
Pleasantville, New York 10570
USA

(800) 685-2580

(914) 946-2930

www.newyorkconsumerprotection.com

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Law Firm Overview

Schlanger & Schlanger is a consumer protection law firm located in New York. Consumer protection is our passion. Our consumer advocacy takes many forms: whether it’s defending collection lawsuits, pursuing abusive debt collectors, holding dishonest auto dealers and financing companies to account, or helping consumers get relief provided under the bankruptcy laws, we are working to even the playing field.

We pride ourselves on adapting our approach and strategy based on each client’s unique situation. Zealous, individualized representation sometimes leads to filing suits on behalf of consumers, other times it means defending suits brought by creditors against our clients, and still other times will make out of court negotiations the most appropriate way forward. Bankruptcy will be the best option for some people with debt-related problems, and will be unnecessary or inappropriate for others. Some cases are most appropriately handled as individual actions, while others are best brought as class actions.

Clients count on us to take the time to understand not only the law, but also their unique facts, circumstances and goals. In short, we are a full-service consumer protection law firm.

Schlanger & Schlanger, LLP is a consumer protection law firm dedicated to vigorous, principled and effective representation of consumers with a wide variety of debt and credit-related problems.

Areas of Law

Areas of Law Description

- Consumer Law

Consumer Law refers to the laws that protect consumers from being taken advantage of by unscrupulous debt collectors, debt collection law firms, lenders, financing companies, mortgage brokers, auto dealers, credit card companies, etc. Consumer lawyers can use variety of state and federal consumer protection laws to help address unfair and deceptive practices.

- Consumer Protection from Abusive Debt Collectors

Debt collection abuse takes many forms: Abusive phone calls. Threatening and deceptive collection letters. Sharing information about your debts with family members and other third parties. These and similar unfair and deceptive debt collection agency practices are disturbing and unpleasant and are prohibited by law.

- Defending Collection Actions

If you are sued by a debt collector, you will automatically lose unless you respond. Ideally, you should respond through your own lawyer. A creditor may bring a lawsuit against you as a tactic to get you to pay the debt the creditor says that you owe. Whether or not the creditor truly has a case (has the law and the facts on his side), unless you respond to the lawsuit; you will automatically lose. Defending consumers in collection suit is a core practice area at Schlanger & Schlanger, LLP.

- Bankruptcy for Consumer Debtors

Bankruptcy is a legal process that helps honest hardworking people obtain relief from overwhelming debt. There are many reasons why personal debt can become unbearable; unemployment, death of a spouse or partner, divorce, long-term illness or disability, or even a business failure can make it extremely difficult for a person to keep up with their bills. Bankruptcy can give you a fresh start by either erasing debt or allowing you a chance to reorganize your finances to make payments more manageable.

- Auto Fraud

A car is one of the most expensive consumer items a person will purchase, aside from a home. And it can be both an exciting and intimidating experience. The greatest challenge for most consumers is setting up affordable financing. And when purchasing a used car, there is the added challenge of knowing whether you can trust the condition of the vehicle as advertised.

- Negotiating with Creditors

In many cases, creditors are open to negotiation to reduce the amount of the debt or in some way alter the terms of its repayment to make it less burdensome to the debtor. Why would a creditor do this? Mostly because he wants to get paid and turn his attention elsewhere – as the old adage goes, half a loaf is better than none. A creditor may make the analysis that the time invested in pursuing the debt isn’t worth it and thus may be interested in negotiating a settlement. This is especially true where the creditor becomes convinced that he may face real resistance should he attempt to enforce the debt through litigation.