Bankruptcy

Bankruptcy allows individuals, couples, and businesses that cannot meet their financial obligations to be excused from repaying some or all of their debt. Bankruptcy has been in existence since ancient times. In the United States, the rules and procedures for filing bankruptcy are governed by federal law. States are prohibited from legislating in this area of the law.

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All Articles »Bankruptcy Lawyers USA - Recent Legal Articles

  • What Happens If My Property Is Wrongfully Seized and Sold at Auction?
      by HG.org

    In some instances, a party has the right to reclaim property and sell it off at auction. This can be the case in a number of legal actions, including home foreclosures, vehicle repossessions and storage locker auctions. Additionally, this party is often entitled to receive a deficiency judgment for any amount that the former property owner still owes after subtracting the proceeds and costs of the sale.

  • What Are the Laws Surrounding the Process of Repossession?
      by HG.org

    When a borrower falls behind on payments of a secured good, the lender may be able to take steps to repossess this item. This process is commonly followed in contracts for automobiles, but it may be initiated in other cases.

  • Bankruptcy Law in Wisconsin

    What can bankruptcy accomplish for a person who is in debt in Wisconsin?

  • Fighting Collection After Judgment
      by HG.org

    Losing a lawsuit stinks. Getting slapped with a court judgment will leave you filled with dread and wondering what you can do next. This is especially true if you lack the resources to immediately pay the judgment. So, what can you do after you have been hit with an adverse court ruling?

  • Chapter 13 Bankruptcy
      by HG.org

    When individuals have accumulated so much debt that it overwhelms them and they are unable to repay all of their debt according to the original terms of the contract, they may seek bankruptcy relief. Chapter 13 bankruptcy may be one option for them.

  • Defaulted Federal Student Loans and Tax Offsets
      by HG.org

    When a person stops making payments on student loans, the Department of Education may take action to collect on this debt. One method is to try to initiate a tax offset to recuperate some of the money owed.

  • Mortgage Companies Win in the Supreme Court

    Recently, on June 1, 2015, the United States Supreme Court decided the case of Bank of America v. Caulkett.

  • Things to Consider when Selling Assets before Filing Bankruptcy

    Many debtors try to sell off at least some off their assets in order to have money to pay their creditors and to live but there are risks in selling off assets too. This is because assets are supposed to be used to pay off your creditors and not favor one creditor over another unreasonably.

  • What Are the Laws Regarding Check Cashing and Payday Advances?
      by HG.org

    Almost everyone has, at one time or another, come up just a little short when they needed to pay a bill or meet some other financial obligation. For many, services like check cashing and payday advances can be one way to deal with this dilemma, but they come with hefty fees and other considerations. So, what are the laws regarding check cashing and payday advances?

  • Car Repossession Laws
      by HG.org

    Most people who own a car rely on it for getting virtually everywhere they need to go. That may include school, church, the store, or to pick up the kids; but for most, it primarily includes work. Thus, when you are late on your car payments, it may seem terribly ironic that the bank wants to deprive you of the means of getting to work to pay them back faster, but that is exactly what could happen.


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