Consumer Law

Consumer rights and consumer protection law provides a way for individuals to fight back against abusive business practices. These laws are designed to hold sellers of goods and services accountable when they seek to profit by taking advantage of a consumer’s lack of information or bargaining power. Some conduct addressed by consumer rights laws is simply unfair, while other conduct can be described as outright fraud.

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All Articles »Consumer Law Lawyers USA - Recent Legal Articles

  • How Can I Get a Judgment Released?

    A Satisfaction of Judgment or Release and Satisfaction is a legal document that shows that the plaintiff has been paid all that he or she is owed, based upon the original judgment against the defendant. This legal document is important because it is not revocable; once it is signed and filed with the court, it cannot be changed. Judgment debtors are usually in a hurry to get this type of release so that the civil action stops adversely affecting their credit.

  • Yo-Yo Financing in Minnesota

    Yo-yo financing is sometimes a result of spot delivery purchases in which a buyer uses in-house financing and drives off the lot with a new vehicle before the actual deal is finalized. This potential scam occurs in Minnesota and throughout the country and leaves subprime borrowers in a vulnerable position.

  • Buying a Car? Be Aware of Spot Delivery Scam

    This type of car buying scam gets its name from purchasers who are sold vehicles “on the spot.” The dealership says that the buyer has been approved for the vehicle, but he or she is later told that the financing fell through. There may be some consumer protections to help affected buyers, and there are certainly ways to avoid this common scam.

  • Hidden Provisions at the Dealership - Is This a Case of Consumer Fraud?

    Some auto dealerships have developed a bad reputation for committing fraudulent acts or attempting to trick their customers into making purchases that include hidden provisions. Auto dealerships must comply with a number of state and federal laws pertaining to entering into sales contracts with buyers.

  • Debt Collectors Being Sued for Harassment

    Debt collectors sometimes use aggressive tactics to secure funds for their clients. However, if they overstep their legal bounds, they may be subject to harassment charges or other causes of action.

  • Statute of Limitations for Collecting Debt

    For torts, crimes and even the collection of debt, there are laws regarding how long a claim is actionable. These laws help provide a sense of finality for affected individuals so that they do not have to forever be worried about potential adverse effects.

  • Car Repossession Laws

    Most people who own a car rely on it for getting virtually everywhere they need to go. That may include school, church, the store, or to pick up the kids; but for most, it primarily includes work. Thus, when you are late on your car payments, it may seem terribly ironic that the bank wants to deprive you of the means of getting to work to pay them back faster, but that is exactly what could happen.

  • Timeshare nightmares (cont'd)

    Read the horrible story of Ahkmed and learn from his mistakes. Don't underestimate timeshare sells men.

  • Timeshare Booking

    How timeshare originated, and how timeshare resorts have changed and taken advantage of this.

  • Collections, Property Managers, and the Unauthorized Practice of Law

    With the world becoming more and more litigious, we all fear we might be sued over everyday actions or minor mistakes. In our market, homeowners are often trying to find a scapegoat for their financial responsibilities. Without following proper procedure, that scapegoat may be your HOA.

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