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- What Personal Property is Exempt from Chapter 7 Bankruptcy in Texas?
Chapter 7 Bankruptcy allows debtors to retain all their exempt properties although the ones that are not exempt are typically turned over to the trusties of the chapter. Such pieces of property are usually sold and the proceeds distributed to the creditors. What applies in Texas?
- How to File a Mechanics and Materialmen's Lien in Georgia
Contractors and suppliers, whose labor, services, equipment or materials were used to improve real estate, may be entitled to file a claim of lien under the Georgia Mechanics and Materialman's Lien Statute if they are not paid. Navigating this law, however, can be difficult so we have put together this step-by-step guide to help you understand the complexities of Georgia's Lien Laws.
- Update your Credit Application Procedures Today
The recession has two valuable lessons for credit managers: First, even the best businesses can become significant credit risks, and, second, we have all had more practical experience in extending credit and collecting on past-due receivables. This article focuses on practical tips which credit managers can implement today to reduce the likelihood of nonpayment.
- How Can I Get a Bankruptcy Exemption?
Bankruptcy exemptions can make a dramatic difference in your bankruptcy proceeding whether you are filing Chapter 7 or Chapter 13. While the result for having an exemption is different for each type of bankruptcy filing, both help the consumer keep more Ė either property or money.
- How to Calculate the Chapter 13 Bankruptcy Plan Payment
A debtor proposes a repayment plan that will allow them to repay a portion of their debt. A Chapter 13 bankruptcy plan determines the amount that each creditor can expect, the duration of the plan, the value of the debtorís property and the funds that are available to repay the debts. Several factors impact the amount of monthly repayments that the debtor will make.
- Six Financial Dos and Doníts When It Comes to Divorce
Nobody said the divorce process was easyóbut know life after divorce is possible. During a divorce, youíll be faced with several important decisions that will ultimately affect your life both short- and long-term. Keeping your financial security in mind will make all the difference.
- 20 Early Warning Signs Indicating Changes in Credit Profile
After a vendor extends credit, it is vital that the vendor continually monitor the debtor for changes in its credit profile in order to minimize the vendor's risk of nonpayment. The following list of 20 early warning indicators, will help you see the risk coming before it happens.
- How Do Home Loan Modification Scams Work?
You should be aware that there are many loan modification scams taking place right now in the U.S. These scams target homeowners who are struggling to meet mortgage payments, as predators are taking advantage of especially financially vulnerable people.
- Are Foreclosure Rates Beginning to Decrease?
There have been various reports in the media indicating that foreclosure rates have fallen to pre-bubble crisis levels.
- 5 Things You Need to Know Before Filing for Bankruptcy
In 2013, nearly 40,700 Floridians filed for bankruptcy. An important, life-changing decision, coming to terms with the fact that you need to file could be the light at the end of a seemingly long, debt-filled tunnelóthatís why itís imperative you get the facts, know your rights and obtain accurate, aggressive representation from a local Tampa Bay area law firm.