Debtor and Creditor Lawyers in the USA
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- Student Loan Dischargability: A Debtor Attorney’s Perspective
Student loan debt in the United States is the largest class of consumer debt today behind mortgages, and is higher than both credit card debt and automobile loans.
- My Employer is Going Bankrupt. I’m New and Haven’t Been Paid, What are My Rights?
New employees facing a company going bankrupt need to understand what rights, if any, they have once the business fails. This means research, contacting corresponding officials and asking for advice and information online or through other services.
- When to Call a Lawyer to Protect Your Creditor/Debtor Rights
In times past, creditors – that is, those who lent debtor’s property or services on a promise that the obligation would be paid – held considerable power over debtors.
- Can I File for Bankruptcy to Prevent Lien in Case the Plaintiff Wins Pending Lawsuit?
A bankruptcy filing has an immediate effect on pending lawsuits and existing judgments. However, filing for bankruptcy before someone obtains a judgment can have certain benefits. These benefits may prevent the enforcement or issuance of a judgment.
- Bankruptcy – Is It Good for You?
With the last decade’s recession causing a huge spike in the number of people who fall under the qualification of bankruptcy, a lot have given serious thought on filing for bankruptcy. As an example, two counties in Baltimore, Maryland are in the top 100 counties with the highest bankruptcy rates in the country. Given these numbers, you might want to evaluate your situation and if you feel you qualify as well, you might want to get with your nearest Baltimore bankruptcy attorney.
- What Does the Foreclosure Process Entail?
The foreclosure process is initiated when someone that has a mortgage or other loan on a house cannot pay the amount due. After so much of this, the lending agency starts the procedure to seize the property and auction it to attempt to obtain the funds that are needed.
- Federal Law and Consumer Credit Scores
With the exception of your Social Security number, no other number has more of an impact on your life than the impact made by your credit score. Credit scores influence lender decisions on whether to offer you credit cards and loans for big ticket items, such as a home and automobile. Even employers use credit scores as one factor in determining the qualifications of a job applicant.
- Florida Criminal Defense Lawyers Tackle Bankruptcy Fraud Allegations
Bankruptcy occurs on the federal level. If someone violates the federal laws related to bankruptcy, he or she may face serious penalties. It is important to understand what constitutes fraud in the bankruptcy context in order to avoid the possibility of being charged with a crime of this nature.
- Can I Get a Lien on Someone’s House Who Owes Me Money?
Sometimes if a person owes, he or she may not pay this debt. His or her creditor, whether an individual or a business, may decide to look for ways to ensure repayment of funds. One option may be to place a lien against the debtor’s real property.
- What is the Purpose of UCC Financing Statements?
Uniform Commercial Code is a form of filing in regards to liens. These are connected to financial lenders who have an interest in an asset. This means that if someone were to enter an agreement where collateral is needed, the UCC lien may be filed against the assets that the borrower pledges in order to secure any loan monies.