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Insurance Defense Lawyers USA - Recent Legal Articles
- Life Insurance Claims in North Carolina
This Article addresses life insurance claims in North Carolina, and some issues that frequently arise in these claims, including whether the death is accidental, and whether the insured made a misrepresentation in the policy application. Life insurance claims in North Carolina are governed by the policy itself, state statutes, and sometimes federal ERISA laws.
- Arizona Upholds $54 Million Reduction of Punitive Damages in Insurance Bad Faith Case
The Arizona Court of Appeals recently upheld a trial court's reduction of a $55 million punitive damages award to only $620,000 and further reduced the punitive damages to $155,000-a 1:1 ratio to compensatory damages.
- Arizona Court of Appeals Upholds Damron Agreement and Declares Facts in Stipulated Judgments
The Arizona Court of Appeals recently upheld as valid and enforceable a Damron Agreement in which an insured and its excess insurer assigned their rights against a primary insurer. In so holding, the Court of Appeals made the significant declaration that an insurer who refuses to defend is bound for purposes of coverage by any issues determined in a stipulated judgment that underlies a Damron Agreement.
- What Physicians Should Know about Insurer's Retrospective Audits
What are retrospective audits? Once insurance claims are settled, physicians’ practices hope, and probably assume, that the claims won’t be revisited. The American Medical Association (AMA) and American Academy of Neurology presented a cautionary report, updated in 2010, warning physicians that insurers may be taking a backward look at previously settled transactions from even years earlier.
- Good Faith Insurance Claims
What insurance companies are required to do. When a disaster happens to your home, you like most people will be looking to your insurance company to file a claim. As a policy holder, you have been faithfully making payments to your insurance company so that in the event of a disaster you can be covered by simply paying a deductible.
- Property Insurance Rates Skyrocketing in Florida
Florida is known for being a disaster-prone state, and insurance companies are always quick to point out the many hurricanes that have ravished the state in past years. However, residents of Central Florida have been seeing massive increases in their property insurance rates over the last couple months.
- Coverage from a Life Insurance Policy
A life insurance policy can provide the protection a person needs that their loved ones will be taken care of in the event of their death. There are numerous types of policies that can be used to fit the varying needs of an individual. Due to the uncertainties in everyday situations, no one can be assured of their future.
- Examinations Under Oath in North Carolina
This Article examines the procedure in the handling of an insurance claim referred to as an "Examination Under Oath." It addresses the Insurer's right to conduct this process, the Insured's duty to cooperate, the effect of the failure of the Insured to submit to the Examination, and the general nature of an Examination Under Oath in North Carolina.
- Do You Know and Understand Your Insurance Coverage or...
Business owners and individuals know they need insurance. But often they buy insurance products without a full understanding of what they are getting – or much worse, not getting! Many times a business owners claims to have "great insurance" and doesn't have any idea of what is covered and what is excluded.
- Business Insurance: Avoiding Costly Mistakes
It is vital for businesses to carry some type of insurance coverage in order to abide by the law. It is wise to have a business attorney involved in the decision making process in order to avoid future legal disputes.