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  • What Is This “Reservation of Rights” Letter that I Received from My Insurer?
      by HG.org

    Insurance policies are often purchased for home, car, life with work, medical and when a something else is needed. Some of these are to protect in case something happens.

  • Improve Your VA Disability Claim
      by Herren Law

    When you or a loved one joined the military, you, like thousands of other veterans, dedicated everything to your service, giving the Army, Navy, Marines, Air Force, etc. your 110%. Nevertheless, the VA is notorious for inefficiencies when getting disabled veterans their much-needed benefits. Despite your dedication, that may have left you disabled, the VA all-too-often rates the severity of a disability lower than it should be, or the VA takes way too long.

  • Affordable Care Act: The Employer Shared Responsibility Provision and Seasonal Workers

    The reporting requirements for the Affordable Care Act (ACA) will remain in effect for the 2017 reporting period, which covers 2016. Any legislative actions regarding repeal of the ACA will have a delay in full implementation.

  • Why Do We Have Insurance? Here’s a Brief Look at Its History.

    Bad things happen. If you’ve ever wondered why we have insurance, that basic truth is usually the answer. Insurance is our safety net against bad things, and it has evolved in response to the needs of people and businesses to protect their interests and those of their families, employers and financial backers.

  • Private Investigators and Insurance Cases
      by HG.org

    One of the most common reasons that private investigators are hired is to assist with insurance cases. In many cases, they try to uncover whether a fraudulent insurance claim has been filed. They do this by conducting an investigation and employing other investigative techniques.

  • How to Handle Natural Disaster Insurance Claims

    Need to file a natural disaster insurance claim? Get all the information you need for a successful claim from our 15-step process.

  • How to Get the Maximum Payout You’re Entitled To From the Insurance Company Without the Hassle

    When you’re injured in a car accident, you’ll definitely be in touch with insurance companies. Some are faster than others, and they all want to get you your money. But, of course, the money they offer is usually way, way less than what they may owe, and that puts you in a very tough position. On one hand, you can get your money all up front, and then you’ll be done with any paperwork and additional hassle.

  • How “Full Coverage” May be a Myth in Car Accident Cases
      by HG.org

    Full coverage insurance is often requested or required by car companies for rental, purchase or lease dealings. This type of coverage is usually much more expensive and has a handle on much more than simple liability. This means other areas have been considered with damages and monetary payouts if the event of an accident occurs.

  • What to Do When Insurance Coverage Doesn't Cover All Damages in a Personal Injury Accident
      by HG.org

    When harm befalls someone, he or she may require an insurance policy to take effect and pay for damages. Unfortunately, these carriers do not always cover all the costs. In some instances, they refuse to even pay half, partial or any damages owed to the victim of these occurrences. If these companies cannot provide the assistance needed in these situations, it is important to know what to do next.

  • Showing the Connection between Medical Expenses and an Accident
      by HG.org

    When involved in an accident, it is vital to understand what costs are covered by insurance plans, third-party insurance carriers, other entities and individuals. If compensation is possible to pay for extensive medical bills, pain and suffering and loss of income, a lawyer is usually the best person to hire to assist with obtaining these much needed funds.


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