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  • Affordable Care Act: The Employer Shared Responsibility Provision and Seasonal Workers

    The reporting requirements for the Affordable Care Act (ACA) will remain in effect for the 2017 reporting period, which covers 2016. Any legislative actions regarding repeal of the ACA will have a delay in full implementation.

  • Why Do We Have Insurance? Here’s a Brief Look at Its History.

    Bad things happen. If you’ve ever wondered why we have insurance, that basic truth is usually the answer. Insurance is our safety net against bad things, and it has evolved in response to the needs of people and businesses to protect their interests and those of their families, employers and financial backers.

  • Private Investigators and Insurance Cases
      by HG.org

    One of the most common reasons that private investigators are hired is to assist with insurance cases. In many cases, they try to uncover whether a fraudulent insurance claim has been filed. They do this by conducting an investigation and employing other investigative techniques.

  • How to Handle Natural Disaster Insurance Claims

    Need to file a natural disaster insurance claim? Get all the information you need for a successful claim from our 15-step process.

  • How to Get the Maximum Payout You’re Entitled To From the Insurance Company Without the Hassle

    When you’re injured in a car accident, you’ll definitely be in touch with insurance companies. Some are faster than others, and they all want to get you your money. But, of course, the money they offer is usually way, way less than what they may owe, and that puts you in a very tough position. On one hand, you can get your money all up front, and then you’ll be done with any paperwork and additional hassle.

  • How “Full Coverage” May be a Myth in Car Accident Cases
      by HG.org

    Full coverage insurance is often requested or required by car companies for rental, purchase or lease dealings. This type of coverage is usually much more expensive and has a handle on much more than simple liability. This means other areas have been considered with damages and monetary payouts if the event of an accident occurs.

  • What to Do When Insurance Coverage Doesn't Cover All Damages in a Personal Injury Accident
      by HG.org

    When harm befalls someone, he or she may require an insurance policy to take effect and pay for damages. Unfortunately, these carriers do not always cover all the costs. In some instances, they refuse to even pay half, partial or any damages owed to the victim of these occurrences. If these companies cannot provide the assistance needed in these situations, it is important to know what to do next.

  • Showing the Connection between Medical Expenses and an Accident
      by HG.org

    When involved in an accident, it is vital to understand what costs are covered by insurance plans, third-party insurance carriers, other entities and individuals. If compensation is possible to pay for extensive medical bills, pain and suffering and loss of income, a lawyer is usually the best person to hire to assist with obtaining these much needed funds.

  • When Can You Sue Outside of Workers’ Compensation?

    Any injury or illness that happens in connection with an employee’s job is called a workplace injury. In most states, the definition of workplace injury is “any injury that arises out of or in the course of employment.” This is to prevent employees from seeking compensation for injuries not directly caused by the job.

  • California Rental Car Accident Insurance Primer for Lawyers and Victims

    Rental Car Accident Insurance offered by car rental companies, as well as the rental car insurance coverage on your personal car insurance policy and from credit cards is a confusing maze, even for personal injury attorneys in California. However, once you understand what you have and what to purchase when you rent a car rental, you should be confident if you are in a car rental accident in California, you and your passengers will be covered for your injuries and any rental car damage.


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