Health Care and Social Law Articles
Articles written by attorneys and experts worldwide
discussing legal aspects related to Health Care and Social.
A new regulation has been published on Official Gazette dated 14 October 2012 that contains a number of changes have been made on Regulation on Promotion of Medicinal Products For Human Use to ensure that the companies promoting a medicinal product is monitored by the Ministry of Health in wide range of their promotion activities. The main changes to the regulation include:
Waiting for your disability hearing may take months or years. If you have been denied your disability claim and you ended up on this stage of the appeals process, you must know that preparing for it will help you a lot once the disability hearing day comes. It would greatly benefit you if you understand what to expect of this important event, as well as the procedures and practices that come with it.
Anesthesia mistakes happen with major operations as well as with common elective procedures. An anesthesia error can cause severe permanent brain damage or death to a patient. Anesthesia errors happen every day in hospitals, doctor’s offices, and surgical centers. Anesthetists and Anesthesiologists play a vital role in surgeries.
You must not avoid writing your will. In fact, it is your voice after you death. Your family and loved ones will be certain of your wishes. A carefully written will can avoid your assets going to unintended individuals, eliminate contests over the distribution of your possessions, can be used to create a trust, economical relative to intestate administration, and a will can be easily amended to fit changing circumstances.
The U.S. Centers for Disease Control estimate that as many as 13,000 people may have been injected with the defective drug, leaving open the possibility that the number of people infected with fungal meningitis will increase well beyond the currently known cases.
Victoza is a prescription medication that helps lower blood sugar levels in adults with type 2 diabetes, otherwise known as adult onset diabetes. The drug is manufactured by Novo Nordisk, and it was approved by the Food & Drug Administration (FDA) in January of 2010. It functions by helping the body make more insulin and control glucose levels.
For many elderly Americans, the golden years are fraught with concerns over money instead of spent sitting on the front porch sipping iced tea. Social Security does not provide the average retiree enough income to live on comfortably. Employer sponsored pensions and retirement accounts are virtually unheard of anymore.
This month, both former directors of the mental health care company American Therapeutic Corporation (ATC), Dr. Mark Willner and Dr. Alberto Ayala, were sentenced yesterday to 10 years in prison for participating in a $205 million Medicare fraud scheme.
People considering a gastric bypass procedure need to understand that gastric bypass surgery is major abdominal surgery and with all surgeries comes risk of serious injury or even death. Gastric bypass surgery modifies a patient’s digestive system reducing the amount of food a patient can eat.
Common Types of Hospital Negligence: One common type of hospital negligence is when a patient becomes the victim of a surgical mistake. Mistakes can be the result of miscommunication, fatigue, inattention, or even rushing through a surgical procedure.
Kernicterus is a neurological condition that happens to a newborn with severe jaundice. It involves a high level of bilirubin, a substance created from the breakdown by the liver of old red blood cells that leaves the blood and builds up in the brain tissues. When the bilirubin enters the brain tissues, it causes permanent brain damage to the infant.
The Food and Drug Administration (FDA) recently issued a class I recall of two drugs manufactured by Fresenius Medical Care (FMC) for use during hemodialysis procedures. The German-based healthcare company is responsible for treating more than a third of the 400,000 dialysis patients in America. The two drugs, GranuFlo and NaturaLyte, are acid concentrate formulas that provide dialysis clinics an alternative to the handling and storage of large acid drums.
High risk pregnancies include premature delivery, multiple births, pregnancy induced hypertension (PIH), preeclampsia, vaginal birth after cesarean (VBAC), older women who are pregnant, a large infant, and other factors. Even though a woman may be in a high risk category, this does not excuse a doctor or medical professional for negligence.
By July 2012, Bayer Pharmaceuticals had spent over $400 million to settle claims that its ‘wonder drug’ Yasmin-line of birth control is actually a very dangerous drug. In 2011, Yasmin was the 4th most-prescribed oral contraceptive in the United States and brought in $1.1 billion in sales for Bayer.
This Q&A guide gives a high level overview of key issues including pricing and state funding, manufacturing, marketing, clinical trials, advertising, labelling, patents, trade marks, and product liability. This article was first published in the PLC Multi-jurisdictional guide to Life Sciences 2011 and is reproduced with the permission of the publisher, Practical Law Company.
By Jaburg Wilk
A short window exists for a special needs child who is near age 18 to qualify for SSI by meeting the definition of disability. There is a distinction between SSI and DAC benefits. It is important to consult with an attorney who has expertise in both public benefits and special needs planning as both benefit rates and qualifications can and do change.
Some people are prone to adopting the "it will never happen to me" point of view, but these are the same individuals who often find themselves in difficult situations due to a lack of preparation. This is something to keep in mind when it comes to incapacity planning. Believe it or not,the likelihood of contracting dementia later in your life is very significant.
Two major types of birth injuries can occur as a result of medical malpractice, these include a traumatic brain injury and a lack of oxygen to the brain of the infant. If a birth injury is the result of medical malpractice, you may have a medical malpractice lawsuit. A birth injury or birth defect can be one of the most difficult and stressful situations a family may encounter.
Introduction As with your physical health, you can avoid problems by periodically checking your legal health. Areas to consider include contracts, consumer rights, estate planning, insurance coverage, retirement planning and wills. You should review your legal papers about once a year to see if the relevant plans and documents reflect your current needs.
Persisting is clearly not the only answer when it comes to men, or smokers for that matter. In the case of Mrs. Elmer Perry, who begged and begged her husband, Mr Baker, to quit smoking, it seemed her efforts were truly for a lost cause. In 1993, months after being diagnosed with lung cancer, Mr. Baker died at age 65.
In a report released February 2012, the Pennsylvania Health Care Cost Containment Council stated inpatient infection rates at hospitals are down. This will surely affect the number of medical malpractice claims relating to infections by medical care providers which can cause people to die.
Hospital malpractice and doctor malpractice is an alarming problem that results in hundreds of thousands of patients losing their lives each year in the United States and medication errors which results in over 1.5 million Americans being injured as well. When doctors or hospitals are negligent with the medical care they provide to their patients, serious injuries or death can occur.
Defendants in cases involving severe injuries including brain injury, spinal cord, or burn injury, often request that the injured plaintiff is not present in the courtroom during the trial. The defense’s argument is that the plaintiff cannot contribute to the proceedings in any meaningful way due to the extent of the injuries.
When a Patient Dies in an Intensive Care Unit, There Is a 28 Percent Chance That a Diagnosis Was Missed - When John Hopkins University School of Medicine researchers examined diagnosis errors in hospital intensive care units (ICUs), they expected to find some room for improvement in patient care. However, the lead author of the study, Dr. Bradford Winters, described the results as “surprising and alarming.”
Often, people have not filed a formal nursing home complaint simply because they are unsure how or unaware that they can. A nursing home complaint can be filed when the negligence, misconduct, or abuse of a nursing home facility or caregiver causes you or your loved one to suffer. Filing a complaint should lead to an investigation into the facility.
There are some common emergency room errors that are often caused by negligence that could lead to serious or fatal injuries. Demanding and fast-paced, an emergency room’s environment can unfortunately lead to errors. You may deserve compensation through a medical malpractice claim if you or someone you love has suffered serious or fatal injuries because of a preventable mistake.
Hospital negligence can lead to blood transfusion errors that result in injuries and even fatalities. Blood transfusion errors include: • Mislabeled blood; • The wrong patient receiving a blood transfusion; • The patient receiving the wrong blood type; • Hospital staff failing to respond to the signs and symptoms of a blood transfusion error;...
Birth asphyxia and birth hypoxia happens if a baby doesn’t receive an adequate supply of oxygen before, during, or immediately following birth. Depending on the amount of oxygen the infant is deprived of, how long the event lasts, and how promptly and effectively the medical staff takes corrective action to repair the problem will determine the extent of damage to the baby’s brain.
Manufacturing Opportunities in Malta for the Generics Drugs Industry: History and Legislative Framework
Without doubt Malta offers significant opportunities for the generics drugs Industry and the evidence for this lies in the pharmaceutical patenting history of the country and in its legislative framework. The following events have played a major role in the history of patenting in Malta, and have actually shaped the present scenario regarding generic drugs in the country.
Gestational hypertension or PIH can lead to a low birth weight for the baby or premature delivery which poses additional health risks to the child. If the hypertension becomes severe, it can lead to preeclampsia or eclampsia which can cause serious injuries or even death to both the mother and child.
Although we discuss the Family & Medical Leave Act on our website, we thought we would provide a second source of quick facts on the FMLA and provide links to some quick and easy-to-understand resources for anyone looking for more FMLA information.
For some time, the FDA has been aware of side effects related to vaginal mesh implants. The first case involving these side effects went to trial in California and earned a multi-million dollar settlement. According to the FDA, complications with vaginal mesh implants are not uncommon. A vaginal mesh (also known as an urogynecologic surgical mesh implant) is a medical product used to treat pelvic organ prolapse (POP) and stress urinary incontinence (SUI).
Nearly two out of three Social Security Disability Insurance applications are denied the first time they are sent to the Social Security Administration for approval. Fortunately an applicant can request a review, reconsideration and appeal if his or her claim has been denied.
A motor vehicle accident, medical malpractice, poorly maintained premises or even a workplace accident that is due to a wrongful act, a negligent act, a violent act or neglect may give rise to a wrongful death lawsuit in Pennsylvania. A wrongful act, a negligent act, a violent act or neglect that results in death may give rise to a wrongful death lawsuit in Pennsylvania.
Cerebral palsy is caused by an injury to the brain before or during birth or in the first few years of life, and has no known cure. Recent studies that utilize a child’s own stem cells to repair damaged neural tissue, may provide new or renewed hope for vast improvement, and even a cure, for children diagnosed with cerebral palsy.
Putting a dollar figure on a catastrophic event, particularly a birth injury that quickly turned what should have been a joyful day into a lifelong struggle with cerebral palsy is not easy and will never come close to putting a family back in the same position it would have been but for the negligence of another.
The False Claims Act was originally focused on the defense industry during the Civil War. It was later expanded during the defense industry scandals of the 1980s. Now, the law is being applied liberally in the health care industry with very severe potential consequences for health care providers.
Compensation to medical directors has become a 'hot-button" compliance issue. If not properly structured and monitored, a medical director arrangement can become a major compliance problem. Health care attorney John Fisher discussed some of the recent cases addressing medical director compensation and what they mean to health care providers.
Compensation to medical directors has become a 'hot-button" compliance issue. If not properly structured and monitored, a medical director arrangement can become a major compliance problem. Health care attorney John Fisher discussed some of the recent cases addressing medical director compensation and what they mean to health care providers.
The Rochester Network Advisory Opinion is one of the few sources that we have to get a glimpse of what is required for a health care organization to "clinically integrate." Clinical integration is one method to reduce risk under the antitrust laws. Some of the details of the advisory opinion are discussed and analyzed by provider integration attorney John Fisher.
A lot of questions have been raised following the recent developments concerning Fresenius Medical Care and their dialysis treatment products GranuFlo® and NaturaLyte® after a memo was leaked to the FDA in which Fresenius warned doctors about the potentially dangerous side effects of its products. To help clarify, Pete Maughan, a Chief Medical Liaison at LegalHelp.org, has laid out the facts of the case and brings us up-to-date on the latest developments.
If you have a valid medical malpractice claim, act now before the time limit. Call an Elyria medical malpractice attorney about statutes of limitations. Medical malpractice occurs from negligence caused by medical professionals and/or staff. It can refer to botched surgeries, unnecessary medical procedures, improper administration of medication, disability, impairment or even death.
Common prescriptions can be dangerous drugs for your unborn child during pregnancy. Almost all pregnant women know to stay away from illegal drugs while pregnant because of the risk for birth defects in their unborn children, but what about prescription drugs? If they are relatively safe for you to use when you’re not pregnant, shouldn’t they be safe when you are pregnant? Unfortunately, the answer is no.
The idea of being uprooted and moving into an assisted living community is not an especially pleasant one for many senior citizens. People become attached to their homes and this can be particularly true of elders who may have stored so many memories within these friendly confines.
Planning for a medical emergency is one of the most important things you can do for you and your family. After all, life is unpredictable and even healthy people can suddenly become ill. Add to that the possibility of an accident or unexpected disability and you see how you could suddenly find yourself incapacitated, unable to make decisions about your life and your property.
Did you know an ex-spouse can receive Social Security benefits on your record? A lot of people are not aware of this rule. However, there are some conditions that must be met before an ex-spouse can do this. In order for your ex to collect benefits based on your record, the following conditions have to be met.
Arthritis can strike at any time, though it most typically affects people over the age of 60. There are many forms of arthritis, and while there aren't cures for this condition, there are effective treatments that are best begun at the early stages of the disease. If you notice any of these common arthritis warning signs or symptoms, you should make an appointment to meet with your doctor so you can be evaluated for possible arthritis.
Nearly 30 states currently limit the amount of damages that can be received in a medical malpractice lawsuit, according to the American Medical Association. States with damage caps vary wildly in their limitations and the types of damages that are limited. For instance, California limits non-compensatory damages at $250,000, while Nebraska limits total damages at $1.75 million.
One fact is that women are five times more likely to get osteoporosis than men. Physicians know there is no way to stop osteoporosis or to cure osteoporosis. Physicians do know that their patients can slow down this process by taking enough calcium, vitamin D, exercising, not smoking and limiting alcohol intake to no more than one glass per day.
San Francisco defective products attorneys know that by law, manufacturers and designers of products are responsible for ensuring those products are safe when used properly by consumers. However, each year thousands of people are injured due to defective or malfunctioning products, or those that are inadequately labeled.
If properly documented by a physician, obesity can be the basis or contributing factor in a disability finding. For obesity to factor in, it must be determined that it represents a “severe impairment” either by itself or with other medical impairments. Obesity will be deemed a severe impairment if it significantly limits an individual’s ability to do basic work activities.
There are things that can be done to protect your assets during the latter stages of your life from a legal perspective, and you should discuss your options with a good Oklahoma City elder law attorney. At the same time, each individual must take personal responsibility to protect your assets and yourself. Awareness is key, and one growing problem that seniors must protect themselves against is elder financial abuse.
For elderly Americans, depression often goes undiagnosed and untreated because many people do not recognize the symptoms. Elderly people are prone to develop depression for a variety of reasons. Anything from chronic back pain to the loss of independence caused by medical conditions can lead to depression or make depression more serious.
A recent report from a government watchdog group shows that a federal Medicaid audit program designed to curtail some of the $60 billion a year lost to Medicaid fraud has actually cost more money than it saved.
With many baby boomers reaching retirement age every day, proper financial planning is becoming increasingly more important. But for many boomers, proper financial planning may involve being able to cover the expenses of an elderly parent. Though many people do not realize it, about 30 states have filial responsibility laws. These laws require the adult children of indigent elderly parents to pay for their care if the parents cannot.
Most of us have heard all the dire warnings about the future of the Social Security retirement program. Some analysts tell us that the program will cease to exist within just a few short years. Others tell us that beneficiaries are certain to see reductions in benefit checks while still others tell us not to worry--a solution is just around the corner.
Many people are surprised to hear that Medicare will not pay for residence in an assisted living community or a nursing home. This is a pretty bad news because simply writing a check would be painful at best, and impossible at worst.
Oftentimes, physicians are employed by more than one medical institution. This can make it difficult establish liability for negligent treatment in medical malpractice cases, since it is sometimes difficult to prove which hospitals employed a physician for the purposes of the negligent conduct at issue.
An article in Forbes recently highlighted some of the important financial issues that those who have been diagnosed with a serious or life-threatening condition should consider. Though financial questions may be the last thing you want to think of if you are facing this situation, ignoring these issues won't make them go away. If you face them now, your family and loved ones may have an easier time of it later on.
A recent headline announced that Abbott Laboratories must pay over $1.6 million for misbranding the prescription drug Depakote. The total included a criminal fine and civil settlements with the states and federal government. In addition, Abbott has agreed to pay 45 states in order to resolve liability under state consumer-protection laws. Acting Associate Attorney General Tony West stated that Abbott put “profits ahead of patients.”
Market share liability is a unique concept in the United States and is only applicable if and only if the product is fungible. It was first applied in the landmark case of Sindell vs. Abbott Laboratories where the victims developed cancers from the defendant’s DES, an active ingredient used to prevent miscarriages.
Examples of medical malpractice caused by doctors or hospitals include medication errors, surgical mistakes, misdiagnosis, ordering the wrong tests, misinterpreting the results of a test, misinterpreting a patient’s medical chart or misreading equipment monitoring a patient.
A recent report issued by the Government Accountability Office, the nonpartisan research arm of Congress found that a federal program designed to combat Medicaid fraud has resulted in cost greater than the amount of fraud the program identified.
A recent article in Forbes points out that the terminally ill face several financial and estate planning questions that, though not often spoken about, are very important. If you've been diagnosed with a terminal illness, it’s important to speak to an estate planning attorney as soon as possible so you can begin addressing key concerns that will not only affect you, but also your family.
For many senior citizens, the cost of medical care and services is a big concern. Often, healthcare plans that were in effect while working are no longer available or are financially out of reach. Many elderly Americans turn to the Medicaid program for assistance. Qualifying for the program can be difficult for an individual who has even minimum assets.
In 2008, the federal government launched a Medicaid audit program designed to curtail the estimated $60 billion a year that Medicaid loses to fraudulent claims and overpayments. Since its inception, the program has performed about 1,550 audits, resulting in the identification of about $20 million worth of Medicaid overpayments and fraud.
The idea of having to move into an assisted living community or nursing home environment is not appealing to a great many people. However, it’s estimated that about 43% of everyone age 65 and over will use a nursing home at some point in their lives. Paying for nursing home care is often very difficult, and these expenses are not covered under Medicare.
Medicaid, the joint state and federal health insurance program designed to provide health care to the poor, needy, disabled, and elderly, loses billions of dollars in losses every year. Soon, that number may soon increase when the Affordable Care Act expands Medicaid coverage to millions more Americans. Of the $400 billion spent on Medicaid last year, it’s estimated that about 8% of it was lost to fraud and abuse.
There is conflicting evidence about the safety of home births versus the risks. What cannot be denied however is that there is an increasing trend of delivering at home. Something that started off as a pseudo-hippie trend is now being followed by fashionable mothers, who seem to subscribe to the belief that delivering a baby at home is safer, more spiritual and can actually help them become better mothers.
A strong reporting initiative that encouraged hospitals to report the number of fall accidents that occurred in their facilities is being credited with an improvement in hospital fall accident rates in Pennsylvania. Experts now recommend that the strategies be employed in other hospitals across the country in order to see similar progress.
Patients who develop a surgical site infection are more likely to be re-hospitalized, adding millions of dollars every year to American health care costs. According to the results of a recent analysis, preventing surgical site infections could save the US healthcare system approximately $65 million every year.
The antibiotic Zithromax (Z-Pak) has been linked to sudden Heart Attacks. The law firm of Rudolph F.X. Migliore, P.C. is investigating cases of Zithromax Heart Attack. Azithromycin (Zithromax or Z-Pak) is an antibiotic in the macrolide drug class commonly prescribed to those with sinus infection, bronchitis or pneumonia.
The diabetes drug Actos has been linked to Bladder Cancer. Litigation is now underway as a new study confirms the actos bladder cancer link. Pioglitazone (Actos) is an antidiabetic agent in the thiazolidinedione drug class. The British Medical Journal published an article May 31, 2012, stating that pioglitazone has been found to be associated with an increased risk of bladder cancer development according to a case-control study.
The diabetes drug Actos has been linked to Bladder Cancer. Litigation is now underway and Canada recently warned it's citizens of this risk. As more and more patients are reporting the development of bladder cancer, Canada adds themselves to the list of nations that are warning their citizens of the severe risks of using Actos for a long period of time.
The Infuse Bone Graft by Medtronic has been used off-label and been associated with major side effects. Can you imagine how it would feel to have to fight for every breath? How would you feel if swallowing became so difficult and there was no relief in sight? This is the fate of thousands of patients who suffer side-effects after surgical implantation of a Medtronic Infuse Bone Graft placed in the cervical spine.
The generation that grew up in the postwar economic boom is bringing with it new expectations as it enters retirement at a rate of 10,000 people per day. Just as they drove change in American society as they took leadership roles in business, academia, technology and government. Baby boomers are changing the way retirement communities and senior living centers serve the needs of elderly Americans.
As states across the country continue to struggle with solving their Medicaid funding problem, fraudulent Medicaid claims continue to plague the system. Last year alone, the federal government lost about $22 billion of Medicaid funds because of fraudulent claims. Because Medicaid is a jointly funded federal and state program, state losses are also thought to be significant.
If you have heard claims such as “protect your estate assets and still qualify for Medicaid” and wondered about the legality of the claims, you are smart to do so. Although it is possible to legally protect many of your assets and still qualify for the Medicaid program, it must be done carefully, and with the help of an experienced elder law attorney, in order to prevent Medicaid fraud.
OPM Disability: How Can I be Sure that my “Physician’s Statement” Contains Everything I Need for OPM Approval?
If you’ve already begun the process of applying for CSRS or FERS disability retirement benefits, then you’re probably intimately familiar with Standard Form 3112, “Documentation in Support of Disability Retirement Application.” For those who aren’t, there’s a section in the application called “Physician’s Statement,” which must be completed by your doctor.
Part 2 of a two part blog about birth injuries from medical malpractice. Part 1 was posted June 25th. This is part two of a two part article about birth defects and birth injuries from medical malpractice (part 1 was posted June 25th). If your baby has birth defects as the result of medical malpractice, you probably have a number of questions. Dr. Bruce Fagel handles many types of medical malpractice claims involving birth injuries to newborn infants:
It is a rude awakening when you start to reach middle-age and find that you are not prepared for retirement. One of the reasons why far too many people find themselves in a bad position is because they expect too much from Social Security and Medicare.
With state budgets increasingly tight and Medicaid set to expand drastically in 2014, many lawmakers are looking for ways to decrease the impact Medicaid has on state budgets. One of the possible avenues some lawmakers are considering is further decreasing the extent to which Medicaid fraud impacts the joint federal and state program.
The real outcome of tort reform is the limiting of sick and injured people’s rights and the stunning profits of insurance companies. The National Practitioner Data Bank has caused much consternation among providers of medical services since its inception. While the complaints come in many forms, they all likely stem from the grim picture the data paints of the quality of medical care throughout the United States.
The costs associated with the growing number of Americans who have fallen into poverty and are relying upon Medicaid for health care insurance are being complicated by the money lost to Medicaid fraud each year. It's estimated that the federal government alone lost about $22 billion of Medicaid funds last year to fraudulent claims.
While many people make Medicare coverage part of their retirement plan, not everyone knows that Medicare doesn't pay for long-term care coverage. While some people plan on using long-term care insurance or private payment options if they ever need to relocate to a nursing home or assisted living environment, you may be able to use Medicaid to pay for the care costs as well. Let’s take a look at a few common questions about Medicaid planning and how it can help you.
While planning for retirement, many people focus on the money they'll need to support themselves and their family after they stop working. What few people plan for is the possibility that they will have to pay for their elderly parent's nursing home expenses. Though not widely reported, about 30 states have laws that allow nursing homes and other extended care facilities to pursue the adult children of someone staying in the care facility.
When you are enjoying your prime earning years you have a certain amount of financial power. Once you retire you may find yourself living on a fixed income with little flexibility available to you. As a result you must look ahead toward the future when you are still working and plan ahead intelligently so that you can enjoy your retirement years to the fullest without any financial concerns.
In a small majority of states, adult children of elderly parents may be required to pay for the parent's long-term care expenses if the parent is not able to. Thirty states have what are called filial responsibility laws. These laws require the children to pay for their parent's nursing home expenses. Though they have rarely been enforced, they apply if an elderly parent is considered indigent and the adult children are able to pay.
If your child has birth defects as the result of medical malpractice, you probably have many questions. View this two part article about the various forms of birth defects and birth injuries that can occur from medical negligence. This is part one of a two part article about birth defects and birth injuries from medical malpractice (part two will be posted July 2nd). If your child has birth defects as the result of medical malpractice, you probably have a number of questions.
Moving to a new home probably means making long lists of Things to Do. If you’re moving across state lines, be sure to add an Estate Plan Review high on the list. Even though each state must honor legal documents made in other states, each state makes its own laws for the formalities and substance of wills, trusts ,powers of attorney, and health care directives. This can lead to some confusing consequences.
If you have worked hard all of your life, and are at the point where you are starting to think about your golden years you are probably counting on Social Security retirement benefits to fund at least a portion of your golden years.
Criminal Charges against Veterans who complete the Rhode Island Veterans Diversion Program are dismissed. The program itself is therapeutic, including confidential therapy and counseling. The Rhode Island Veterans Diversion Program is State wide and is available to all Rhode Island Veterans who are charged with criminal misdemeanors.
As you are thinking about the quality of life that you will lead as a senior citizen, you must be pragmatic about your present-day actions. Social Security alone is probably not going to be enough to provide you with a truly comfortable retirement, and Medicare does not pay for everything. So, to be able to realize your ideal retirement vision, you are going to have to engage in some intelligent long-term planning.
A recent article in the Wall Street Journal highlights how Medicaid, especially after the passing of the Affordable Care Act is changing the way many Americans look at healthcare and retirement planning. Though originally enacted as a plan to provide health insurance to the needy, Medicaid is becoming more widely available to those who previously had been ineligible.
Children with developmental disabilities reach developmental milestones such as crawling, walking, talking, social behaviors, and learning, later in life than other children. Developmental disabilities and mental retardation are terms referring to individuals with significant impaired cognitive functioning. These terms describe lifelong disabilities with mental or physical impairments.
Social Security disability insurance is specifically designed to help people who suffer from certain severe conditions. There are two major factors that dictate who can qualify for disability benefits from Social Security Insurance. These two factors are an individual’s job situation and physical impairment.
Anyone over the age of about 40 should be aware that the Social Security retirement system has problems. We have all heard the warnings. Unless you are a financial analyst, you likely don’t know what to make of all the warnings. Will the system disappear entirely before I retire? Will the benefits decrease? Are the warnings unfounded?
The Medicaid health insurance program is designed to provide medical coverage to the poor, so it should come as no surprise that during the recession of 2007-2009 the number of people using Medicaid increased dramatically. According to a study released in early May, Medicaid spending during the recession increased by about 6.6 percent per year.
Though the recession officially ended in 2009, states are still struggling to cope with the massive increase in Medicaid expenses associated with the recent economic downturn. Between 2007 and 2009, Medicaid expenses rose by an average of 6.6 percent per year, according to a new study from the Kaiser Foundation, a nonprofit organization.
It can be difficult to understand Social Security disability. To learn more about eligibility requirements, contact a Dunn Social Security disability attorney. Most people don’t give much thought to the possibility of becoming disabled. However, when it does happen and it interferes with your ability to work, you may decide to pursue Social Security disability benefits. Before you begin the process, consult a Social Security attorney in Dunn, North Carolina.