What Is a Demand Package?
As your personal injury claim progresses, you might hear your attorney use the phrase demand package. The demand package is a collection of all of the medical bills and documents that illustrate your injuries and wage loss. We prepare the demand package during the pre-litigation, or pre-lit, stage of the personal injury claims process. Submitting a demand package marks the beginning of our negotiations with the insurance company.
What Happens Next?
When the insurance company receives a demand package from our attorneys, it opens up the case for negotiation. Insurance adjusters are often reluctant to pay victims like you the full amount of compensation. Instead, they may offer low settlements in the hope that you will accept a quick settlement that results in less money rather than pursuing the process of negotiations, arbitration, and even a trial to get all the money you deserve. Once we send out a demand package, we will negotiate back and forth with the insurance company until they either offer a settlement that fully compensates you and which you agree to accept, or until we reach a stalemate.
If the insurance company is unwilling to offer the kind of settlement you deserve, we move into the third stage of the personal injury claims process, litigation. First, we file a complaint, a court action that begins the lawsuit process. The next step will be collecting information from both you and the defendant through written questions, in a document called an interrogatory, and verbal questions, during a meeting called a deposition. Once both parties of a claim have learned as much as possible about the case, they go to a court-ordered arbitration to have an objective arbitrator review the evidence and suggest a non-binding resolution. If necessary, we’ll go to court to see that you get the compensation you deserve. Even if the process sounds complex, you don’t have to worry about anything. We’ll prepare the demand package and guide you every step of the way.
AUTHOR: Richard P. Console Jr.
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Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer. For specific technical or legal advice on the information provided and related topics, please contact the author.