Uber Driver Injury Claim Made Long after the Initial Accident - What to Do
Provided by HG.org
It is important to file an accident claim immediately after medical treatment is sought to ensure there are fewer complications with acquiring compensation or a settlement with insurance companies. However, if an injury claim arises weeks to months after the initial incident, this may show that the other party is attempting to acquire funds without a legitimate injury.
Insurance carriers often do not like paying out settlements to injured parties. Even when the claim is legitimate, the compensation offer is generally very low. However, the claim with an insurance company usually covers medical fees, lost income and pain and suffering. Depending on the factors, the amounts may increase. However, the use of a lawyer is frequently necessary to ensure the actual settlement is the best possible in reasonable circumstances. This may not occur if the person or group delays issuing a claim with an insurance company. If another company involved in these claims needs further information, it is essential to communicate with the business.
When an employee working for Uber is on the way to a client, he or she has coverage through the company. This company insurance includes trips from one client to another. However, it is imperative that the Uber driver contacts the company when the other driver files an injury claim. Even if this occurs at a later point, the incident should remain covered through Uber due to the time of the accident. The individual is not responsible for these injuries or accident claims. His or her own personal insurance company does not field these claims either. He or she needs to communicate with Uber to ensure the matter resolves through the company.
Claims with Uber Drivers
When a driver that works for Uber sustained damage to his or her car in an accident, he or she contacts Uber for claims processes. The company takes care of the damage and any injuries based on the work timing. Driving to or with a client is work time, and these periods are insurance coverage approved. However, free time or when the driver is waiting for new clients to contact depend on his or her personal insurance policy. If a person involved in an accident files an injury claim during Uber work time, the company handles these processes and may either settle or refuse based on factors surrounding the incident.
In certain situations, the Uber company may contact the driver employee for additional details if an injury claim arises weeks or months after the initial accident. Though the employee may not need to deal with the injuries, Uber may need details to determine if the injury claim is valid. Lawyers working for Uber handle the event and may keep open communication with the driver. Any camera video or audio captured through the phone could become evidence used against the other driver. However, the situation changes if the driver was not working. If this is the case, he or she may need to hire an independent lawyer to assist with the issue.
Communication and Claims Process
When an Uber driver is part of an accident, it does not matter if the other driver sustains injury. The claims process is usually the same. He or she contacts Uber and lets the legal department worry about what to do next. However, when a claim for vehicular damage finalizes and another starts for injury later, these processes become more complicated. The contact with Uber is still necessary. However, constant and continued communication with the company may need to occur. Future assistance with the matter may provide the best resolution to the claim. If the driver observed any issues with the injury or knows no physical harm occurred, he or she needs to explain this to the company.
A full investigation into the matter may proceed after the contact is made. This permits the company to either negotiate a settlement or reject the claim and attempt to force a win through the courts. Enough evidence is necessary for the plaintiff to proceed, and the strength of the defending party may lead to a successful rejection of the claim against Uber.
Legal Assistance in Uber Accidents
While the individual may not need to proceed with any personal legal processes, it is still important to hire a lawyer. If the plaintiff attempts to sue the driver personally, his or her lawyer may work with or independently form Uber to resolve the matter quickly.
Disclaimer: While every effort has been made to ensure the accuracy of this publication, it is not intended to provide legal advice as individual situations will differ and should be discussed with an expert and/or lawyer.