Bankruptcy, Injury & Workers’ Compensation Attorneys in North Carolina

Duncan Law, PLLC

4801 E. Independence Blvd.
Suite 1100

Charlotte, North Carolina 28212

Phone(704) 563-1224

Articles Published by Duncan Law, PLLC

 What is a Reaffirmation Agreement?

After filing a Chapter 7 bankruptcy and after your creditor’s meeting, the creditor that you owe for your house or car may send a document called a Reaffirmation Agreement to your attorney. A reaffirmation agreement is a document that your attorney will help you fill out.

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Unsecured Debt v. Secured Debt NC Bankruptcy Lawyers

The difference between a secured debt and unsecured debt is important in knowing what your bankruptcy may and may not wipe out. Secured debt is debt where you have put up some type of collateral. If you don't pay the debt, the financing company can come and take the collateral. Unsecured debt are debts like credit cards. If you don't pay there is no collateral for them to come and get. Instead, they may try to sue you to recover the debt. To learn more visit our website today.

Reaffirmation Agreement Bankruptcy Information

A reaffirmation agreement is an agreement between you and a financing company saying that you agree to make payments on your loan in order to keep the property.

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