Automobile and Boat Insurance Law
There are many different types of automobile insurance policies, and this can be complicated after being involved in an accident that requires a claim. Insurance companies may sometimes take advantage of confused accident victims. Learn more about your rights in this guide.
How "Full Coverage" May be a Myth in Car Accident CasesFull coverage insurance is often requested or required by car companies for rental, purchase or lease dealings. This type of coverage is usually much more expensive and has a handle on much more than simple liability. This means other areas have been considered with damages and monetary payouts if the event of an accident occurs.
Read more- Insurance - Different Types of Automotive Insurance Coverage
There are many different insurance companies that provide policies to everyone that purchases one as a driver. Knowing what is needed based on the state, car and type of driver is important
Read more - Personal Injury Protection: What It Does and Does Not Cover for Vehicle Insurance
The insurance policy with coverage of personal injury protection in a separate part of coverage that a driver usually must purchase in addition to other usual car insurance. This protection provides maximum health benefits to the policyholder when he or she is not at fault for the collision, and it could ensure the recovery of the injured party.
Read more - Top Three Tricks Insurance Companies Use to Fool Car Accident Victims
The time following a vehicle accident may be quite confusing. Disoriented from pain and unfamiliar legal processes, many accident victims find themselves more susceptible to influence by people or organizations they think they can trust. Unfortunately, insurance companies often take advantage of this condition in order to avoid paying victims everything to which they are entitled.
Read more - What Is a Medicaid Lien in a Car Accident Case?
There are times when either the state and federal government or an insurance company can stake a claim in the personal injury settlement possible after suffering in a car accident to ensure payment once the settlement is given. Whether this person is aware of the lien or not, it exists to repay the appropriate area after the case is over.
Read more - Will Our Insurance Cover Repairs Completed by the At-Fault Driver's Preferred Repair Shop?
Insurance policies often have coverage options for both underinsured and noninsured individuals that harm the vehicle of the policy holder when they have been purchased as part of the plan. However, if the insured driver does not have these options selected, damage to the car may be entirely paid for by the policy holder if an accident occurs with an underinsured or noninsured vehicle operator.
Read more - What You Need to Know about Uber's $1 Million Insurance Plan
When a person is injured in an accident involving an Uber, he or she may be able to take advantage of Uber’s large insurance policy. However, there are different rules for drivers, passengers and third parties. Understanding this information before ever accepting a ride from a rideshare app.
Read more - What Is the Difference between No-Fault and At-Fault Insurance States?
Whether your insurance policy is governed by a no-fault or an at-fault regime can have a direct and significant impact on how your claim is handled and the possible compensation that you may receive after being injured in an automotive accident.
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