Automobile Accidents and Insurance Claims
When a person has been injured in a car accident, he will usually submit a claim to the relevant insurance company. This process can be confusing and frustrating. Find out how insurance companies determine liability and how a personal injury lawyer can help you communicate with the insurance company.
- CAR ACCIDENT LAW GUIDE
- » Recalls and Defects in a Car Accident Case
- ⇒ Automobile Accidents and Insurance Claims
- » Legal Consequences of Fatalities Caused by Car Accidents
- » Rental Cars and Career Drivers Liabilities
- » Car Accidents Caused by Distracted Driving
- » Determination of Fault in a Car Accident
- » What to do After a Hit and Run Accident
- » Specific Injuries from Car Accidents
- » Legal Consequences of Accidents Caused by Construction or Road Flaws
- » How a Lawyer Can Help When You Are In A Car Accident
Can a Child Victim Receive Compensation from Car Accident Injuries?Car accidents involve children often when the driver has kids under the age of eighteen. While the responsible party may not have any younger passengers, the victim may sustain injuries along with his or her youths. In certain incidents, the child is the only one to sustain physical wounds.
Read more- Can Injured Passengers Sue?
After a car accident, it is usually the drivers who are the focus. What happens when a passenger in the vehicle is injured? A passenger who is injured as the result of an accident may be entitled to monetary compensation for their injuries. The ability to recover and the amount of recovery is based on a number of factors.
Read more - Car Hit on Private Property, Who is Liable?
When accidents occur on the road, we all know that the first thing you do is call the police to report the accident, exchange insurance information, and document the scene. But, what do you do when an accident occurs on private property? Who is liable, especially if the other driver leaves the scene?
Read more - Dealing with Insurance Companies after a Car Accident
Insurance companies play an important role in the aftermath of a car accident. In some cases, the accident victim must make a claim against his or her own insurance company. In other cases, the claim is made against the insurance company that insures the party responsible for the accident. Regardless of the circumstances involving the accident, the person involved in the accident may consider taking the following steps:
Read more - Do I Have a Car Accident Claim?
Car accidents often leave the victim with medical and therapy bills that must be paid even after insurance has been exhausted. When this occurs, the person may feel that litigation is necessary or that a claim against an insurance company is needed due to a settlement not being sufficient.
Read more - How “Full Coverage” May be a Myth in Car Accident Cases
Full coverage insurance is often requested or required by car companies for rental, purchase or lease dealings. This type of coverage is usually much more expensive and has a handle on much more than simple liability. This means other areas have been considered with damages and monetary payouts if the event of an accident occurs.
Read more - How Are Claims Affected When They Involve Multiple Vehicles?
Accidents involving multiple vehicles happen each day in various states, and it only takes a moment to cause irreparable damage. Numerous factors play into the root cause of these collisions and the determination of liability.
Read more - Tips for Handling Insurance Companies after an Accident
When a person is injured in an accident, he or she may have to submit a claim to the relevant insurance company. Many times, this process can be long and confusing. This situation is exacerbated when the victim is trying to recover from the accident.
Read more - How Does Subrogation Impact Car Accident Claims
Subrogation is the replacement of a person or group of people by another in respect of a duty or coverage claim, supplemented by the allocation of any supplementary rights and duties. In application, this allows insurance companies to direct claims liability to other parties.
Read more - How Is My Automotive Insurance Claim Affected If I Was Partially at Fault?
The individual who is found to be at fault for the car accident is the party who is ultimately responsible for paying for the damage that was caused by this individual’s negligence. However, when fault is not clear or two or more parties were at fault, fault may be apportioned between the negligent parties. A further analysis under the comparative or contributory negligence laws under the state is also necessary.
Read more - Injuries that Warrant a Car Accident Claim
Car accidents usually cause minor to severe injuries for those involved, and even when someone has only been mildly included in these incident, he or she may be harmed in the process. It is important to know when a claim is warranted, or when an insurance settlement provides enough to cover the medical costs.
Read more - Top Three Tricks Insurance Companies Use to Fool Car Accident Victims
The time following a vehicle accident may be quite confusing. Disoriented from pain and unfamiliar legal processes, many accident victims find themselves more susceptible to influence by people or organizations they think they can trust. Unfortunately, insurance companies often take advantage of this condition in order to avoid paying victims everything to which they are entitled.
Read more - Uninsured Drivers in Both Cars at Time of Accident - What Happens?
There are times when both drivers crash where neither party has any insurance to support compensation for the incident for any damages. The injured person may need to hire a lawyer to pursue compensation if the damages are extensive to include medical bills and an extended loss of income while recovering.
Read more - Why You Should Not Talk to the Other Side's Insurance Adjuster After an Automotive Accident
Talking to an insurance adjuster after an automotive accident can often lead to disastrous consequences. By taking on this important feat, it is likely that the victim injured in a personal injury case will make a mistake that will adversely affect his or her case.
Read more - Driving a Friend’s Car and Got into an Accident. Can Friend Be Sued Too?
The issue of litigation in car accidents usually is a problem between whose insurance company will cover the damages owed to the victim or for both instances of harm caused. In these incidents, it is important to discover who is the at-fault driver, if there are negligence problems and if the insurance is sufficient to pay for damages from the wreck.
Read more - How to Know if a Car Accident Case is Worth Anything
Virtually any civil lawsuit has one thing in common: damages. That is the injury, financial harm, or damage to property for which one is entitled to recover money from the other party. Personal injury claims related with helping drivers and passengers receive compensation for injuries they suffer in auto accidents are no exception. However, several factors can affect the amount of compensation received and the time it takes to receive it.
Read more - Insurance Company Not Responding to Car Accident Claim
In some instances, insurance companies may not properly respond to claims. They may delay in making payments or efficiently resolving the case. Sometimes there are legitimate reasons for this delay; sometimes there are not.
Read more - What Happens if Injured by an Uninsured Driver
Accidents occur on the road and in traffic so often that it has become a billion dollar issue every year in the United States. In some instances of these disastrous events, the drivers that cause the collision have no insurance. There are usually only two options when dealing with these individuals during an incident.
Read more - Common Car Accident Costs and How to Cover Them
Car collisions are among the most costly type of accident to occur in the United States due to the widespread damage that occurs every year. Billions in dollars are the result in repairs, medical costs, deaths and compensation owed based on the incidents.
Read more - What Not to Say to Your Insurance Company after an Auto Accident
If you are involved in an automotive insurance company, you may need the assistance of your insurance company to pay your medical bills and repair your vehicle. However, conversations with your insurance company should be strategic. Avoid saying any of the following:
Read more - Why You Should Always Call the Police After a Car Accident
It’s important to call the police after an accident. In many states, it’s the law. This article covers some of the major reasons why it’s crucial to call the police after every accident—even the most minor.
Read more - How To Deal With Sneaky Insurance Adjusters
If you need compensation for injuries due to an accident, you need to be aware of one important thing—insurance companies are in business to make—not give away—money!
Read more - Salvage Title Issues and Legal Remedies
A salvage title is something that indicates that the vehicle was previously so severely damaged that it was a complete loss per the insurance company and that the damage was sufficient to write it off with the coverage for the owner. If the new buyer purchases a salvage title car, he or she may need to contact a lawyer for a legal remedy when injury or property damage occurs.
Read more - My Car Was Totaled in a Car Accident. Will I Get Paid Kelley Blue Book Value?
If your car has been totaled due to a car accident, you might expect to get paid Kelley Blue Book value for your car. While it is a reasonable assumption to make, the insurance company does not use Kelley Blue Book to determine the value of your car.
Read more
