Raymond Wills

Claim Auditing and Premium Analysis Expert Witness

Raymond Wills

6832 Eastside Ave.
Woodridge, Illinois 60517

Phone(406) 204-4455
Fax (406) 204-4455

Website www.caapasco.com
E-mail  Send an email

Expert WitnessExpert WitnessSpeakerSpeaker
Raymond Wills is an Insurance and Claim Handling Professional who performs claim auditing & premium analysis and has provided expert testimony for policyholders/employers in over 40 litigated cases regarding workers’ comp & general liability policies with over $30,000,000 recovered. Topics included, but were not limited to: the negative impact unreasonable claim handling can have on premium development and the experience modification factor, retrospective adjustments, policy & contract analysis, best practices, claim handling, claim investigations, claim reserving, return to work and litigation management.

Services

Raymond Wills began his insurance career in 1976. He is an insurance professional with a vast knowledge base and extensive command of the insurance industry that has included the handling of workers’ compensation, general liability, product liability, professional liability and run-off claims. He was formerly employed by a risk management and consulting firm that in addition provided third party administration for a self-insured workers’ compensation pool which was able to obtain an A.M. Best rating of (A-) and may have been the only pooling arrangement in the United States with such a rating. As a Risk Manager and Consultant, Mr. Wills has performed extensive insurance program reviews and claim audits on a national basis for clients pertaining to various issues that have included, but were not limited to:

-Best Practices as it relates to claim management, claim investigation, claim litigation, claim handling, claim reserving and claim resolution
-The negative impact and resulting monetary damages that improper and unreasonable claim handling can have on the employer’s Experience Modification Factor and premium development in a guaranteed cost, assigned risk, deductible and retrospectively rated insurance program
-Experience Modification Analysis
-Loss Summary Reports
-Policy and contract analysis
-Claim investigation
-Litigation management
-Reserving of claim liabilities
-Medical cost containment
-Return to work programs

Areas of Expertise

Profile

Mr. Wills has worked with executives of private industry in assisting them with insurance related issues that have confronted their companies. He has performed over 40 insurance program reviews and claim audits involving guaranteed cost, assigned risk, deductible and retrospectively rated programs with comprehensive reports prepared outlining the findings, issues and monetary damages sustained due to carrier improprieties. He has provided expert testimony when necessary in both Federal and State Court and has provided testimony in 9 court proceedings. Through his efforts, he has been able to assist clients recover over $30,000,000.

Mr. Wills is a graduate from the University of Illinois with degrees in both Finance and Criminal Justice. Currently holds a Property/Casualty producer’s license and previously held a private investigator's license while performing independent claim and investigative work.

Consulting Practice

All States

More Information


CV of Raymond Wills, Expert Witness
Litigated Cases By Raymond Wills, Litigation Support
Contact Raymond Wills, Expert Witness

Social Networks Pages

LinkedIn PageLinkedIn

Professional Experience

Litigated Cases Involving Raymond Wills

Liberty Mutual v Labor Leasing
Liberty Mutual v Adjustable Forms
Pre-Fab Transit v Liberty Mutual
The Zack Company v Liberty Mutual
Liberty Mutual v TTS & AN Webber
Liberty Mutual v Tribco
Zurich v National Freight
Vanguard Services v Home Indemnity
Commissioner of Banking, Securities & Health Care Administration v Mt Mansfield
Spiegel v Hartford
Gustafson-Lindberg v Casualty
Casualty v Lenny Szarek
Casualty v Chicago Lock
Casualty v Airport Limousine Partners
Home Indemnity v Miller Building Systems
American National Fire v Area Erectors
DRH Cambridge Homes v Transportation (CNA)
Coleman Floor v CNA
Hartford Fire v Chemetco
St. Paul v Dillon Transport
United States Fire Protection v St. Paul Fire & Marine
Hardrock Development v Liberty Mutual Fire
Zurich v General Security Services Corp
Transportation et al v ATC Healthcare Services
Virginia Surety v DeGraf Concrete Construction
The Employco Group v CNA
Liberty Mutual Fire v Stroh Die Casting
Hartford Fire & Twin City Fire v Fredman Bros Furniture
Arch v RA Bright Construction
Argonaut Midwest v Joe Rizza Ent
Commerce & Industry v Gaber Hart Custom Homes
Argonaut v Antarctic Mechanical Services
Joe Rizza Ent v Wausau Underwriters
LM v ACEO
Ewing-Doherty Mechanical v Zurich
All American Roofing v Zurich
Virginia Surety v Employco
Andrews & Staff Force LD Commercial
Imperial Marble Corporation v. Technology Insurance Company
Imperial Marble Corporation v. North Point Insurance Company
Lithia Motors, an Oregon Corporation v. Liberty Northwest Insurance Group


Licenses

Property/Casualty Producer's License


Qualifications

Graduate from the University of Illinois with degrees in both Finance and Criminal Justice. Currently holds a Property/Casualty producer’s license and AIC Certification. Raymond Wills began his insurance career in 1976. He is an insurance professional with a vast knowledge base and extensive command of the insurance industry that has included the handling of workers’ compensation, general liability, product liability, professional liability and run-off claims and has participated in over 40 litigated cases involving a multitude of complex insurance issues.


Seminars & Training

Prairie Material Sales (Claim Handling and Reporting)
Duchossois Industries (Corporate Claim Audit, Forensic Medical & Causal Relationship)
Disability Management Employer Coalition (Claim Investigation & Causal Relationship)
Montana State Fund (Causal Relationship Training)


Publications

Published Decisions

Argonaut vs. Antarctic Mechanical Services, Inc.
No: 07 L 7979
Circuit Court of Cook County, Law Division
Status: Retained as testifying expert. Trial testimony given.
Goldstine, Skrodzki, Russian, Nemec and Hoff
William Hrabak
Burr Ridge, IL

Casualty Insurance Company vs. Lenny Szarek, Inc.
No. 95L14615
Circuit Court of Cook County, Law Division
Status: Deposition given/trial testimony
Fraterrigo, Beranek, et al
Kurt Beranek
55 W. Monroe
Chicago, IL

Liberty Mutual Insurance vs. Labor Leasing, Inc.
No. 90L12642
Circuit Court of Cook County, Law Division
Status: Deposition given/trial testimony
Fraterrigo, Beranek, et al
Kurt Beranek
55 W. Monroe
Chicago, IL

United States Fire Protection, Inc vs. St. Paul Fire and Marine Insurance Company
No. 02 C 7462
Northern District of Illinois, Eastern Division
Status: Deposition given
Wildman, Harold, Allen & Dixon
225 W. Wacker Drive
Chicago, IL


Professional References

Kurt Beranek, Attorney
Email Address: kurt@kberaneklaw.com

Robert Hanaford, Attorney
Email Address: rhanaford@hanafordlaw.com

William Hrabak, Attorney
Email Address: WHH@gsrnh.com

Brad Knell, Attorney
Email Address: bknell@knelloconnor.com

John O’Connor, Attorney
Email Address: joconnor@knelloconnor.com

Tim Crosh, Oak Hill Associates Owner
Email Address: tcrosh@oakhillassoc.com


Education

Graduate from the University of Illinois with degrees in both Finance and Criminal Justice.








Find an Expert Witness

Find a Lawyer

Find a Local Lawyer