Insurance Law Articles

Articles written by lawyers worldwide
explaining the different aspects of Insurance.

After a Car Accident, Do I Have to Use the Repair Shop that the Insurance Company Sends Me To?

  April 17, 2018     By Lem Garcia Law
If you’ve been involved in a car accident and are dealing with the insurance companies yourself, it is important for you to know that you do not...
FIND LEGAL ARTICLES

To Settle, or Not to Settle,That Is the Question

  April 12, 2018     By Law Offices of Steven H. Heisler
If you’ve been seriously injured because of the negligence or intentional act of another party, you should consider retaining an attorney to...

Is an Insurance Company Offering Less than You Deserve?

  April 10, 2018     By Wapner, Newman, Wigrizer, Brecher & Miller
Insurance is one of the most unwelcome regular expenses. You may feel like you’re just throwing money away, year after year, until one day, you...

Why Should You Always Call the Police after a Crash?

  April 4, 2018     By Terry Bryant Accident & Injury Law
It’s always good to know beforehand what to do if you’re ever in a vehicle accident, to protect your health and legal position. Many...

Since 2009, Freestanding ERs Have Had Growth Pains

  March 29, 2018     By The Posey Law Firm, PC
Ever since the 2009 law passed by the Texas Legislature that permitted free-standing emergency rooms, facilities that are not affiliated with...

Massachusetts Personal Injury Claim When Victim Is a Minor

  March 28, 2018     By HG.org
Many personal injury accidents involve minor victims. These victims often sustain serious injuries and are more susceptible to injury than other...

The Effect a Speeding Ticket Has on Your Insurance

  March 8, 2018     By HG.org
Speeding tickets often affect the driver’s insurance in various ways depending on the frequency of tickets, the speeds he or she was driving and...

Common Questions About Medical Malpractice in Kansas City, Missouri

  February 28, 2018     By The O'Connor Law Firm, PC
Medical malpractice cases aren't all that uncommon, however they can be very complicated. You may believe you have a case, but do you - and how...

What to do in California if Hit by Uninsured Driver

  February 28, 2018     By HG.org
There are times when accidents with other drivers could cause devastating consequences, and these often occur when he or she has no insurance to...

Comparing Moving Violations and Nonmoving Violations

  February 26, 2018     By HG.org
Traffic and parking violations constitute the majority of all tickets owners of vehicles incur with local and state law enforcement. However,...

How Ride-Sharing Accidents Are Treated in Massachusetts

  February 26, 2018     By HG.org
Cities like Boston and others across the country commonly have various ride-sharing apps like Uber and Lyft that allow passengers to set up...

Personal Injury Claims Against Drivers with SR-22 Insurance in Illinois

  By HG.org
Drivers with SR-22 insurance are considered high-risk drivers. Getting involved in a driver with this type of insurance can add additional...

Traffic Ticket Lawyers - When DO I Need One?

  February 18, 2018     By HG.org
Traffic tickets are a common nuisance that many face when driving in the wrong place before a law enforcement officer does his or her rounds and...

Am I Liable When My Uber Passenger Causes an Accident While I’m Driving for the Company?

  February 12, 2018     By HG.org
Working for Uber may lead to certain situations where an accident occurs during or after work hours for the driver. However, it is important to...

A Medicaid Work Requirement for Texas?

  February 9, 2018     By The Posey Law Firm, PC
One of the ideas being floated to help rein in the cost of Medicaid is to impose a work requirement for the program.

Uber Driver Injury Claim Made Long after the Initial Accident - What to Do

  February 7, 2018     By HG.org
It is important to file an accident claim immediately after medical treatment is sought to ensure there are fewer complications with acquiring...

Dental Malpractice: Will a Personal Injury Lawyer Take My Case If My Dentist Has No Insurance?

  February 6, 2018     By HG.org
Dental malpractice claims arise when the dentist or his or her staff cause an injury to a customer that needs dental work completed. While the...

Insurance Policies to Have in Place before You Rent Out Your Space

  By HG.org
Before any space should be rented by others, the owner is required to have insurance and other preventative measures in place. It is important...

Disclosure Requirements under Insurance Contracts Governed by English Law

If you do not comply with Disclosure Requirements in relation to an Insurance Contract then this may Invalidate the Insurance Policy and/ or...

What Is Workers Compensation Insurance?

All jobs have their pros and cons. But at least employees are assured of income in exchange for services, and at least some compensation for any...

Should I get a Dash Camera in my car?

Dash camera footage can be very helpful to you if you are involved in a car accident and were not at fault. The footage would be able to help...

Will Our Insurance Cover Repairs Completed by the At-Fault Driver's Preferred Repair Shop?

  By HG.org
Insurance policies often have coverage options for both underinsured and noninsured individuals that harm the vehicle of the policy holder when...

Insurance Examination Under Oath (EUO) – Should I Have a Lawyer?

  By HG.org
Insurance companies have adjusters become part of an investigation when there are issues with businesses and individuals that require an...

Texas Schools Hit by Hurricane Harvey Plead for Exemption from School Accountability Ratings

One of the lingering effects of Hurricane Harvey, which drenched a great deal of the Texas Gulf Coast centered on the Houston-Galveston area,...

How Lawyers and Insurance Companies Evaluate Illinois Injury Claims for Fair Settlement Value

  By HG.org
One of the most common questions that a personal injury lawyer is asked is what the value of a claim is. However, this is often difficult to...

Insurance Companies Taken to Task Over Handling of California Wildfires

Thousands of people have been affected by the California wildfires and must face the stressful task of putting their lives back together. Some...

New Texas Legislation Provides Consumer Protections Concerning Freestanding ERs

As the Texas Tribune reports, a couple of pieces of legislation recently passed into law in Austin will provide considerable protection for...

Types of Insurance Products that Can Protect Your Business

  By HG.org
There are many types of insurance needed to protect the company that has been built, but many individuals are unaware they are even needed. To...

Insurance Settlements and Service Providers

  By HG.org
Some people are provided additional amounts of compensation after an insurance company gives out a settlement. When this is larger than the...

Hacking and Duping: Legal Risks in Do-It-Yourself Crafting and Alterations

Someone recently asked about the legal implications of altering something yourself, such as piece of furniture, of selling the altered furniture...

What Are First Party Benefits and How Do I Get Them after a Motor Vehicle Accident?

So, you’ve been in a motor vehicle accident and been injured. Now what? What do you do about your medical bills? What about your lost wages?...

When Insurance May Not Cover Issues in Real Estate

  By HG.org
When someone purchases a property, it is advised to also buy associated insurance for a myriad of protections. A policy could protect from...

Insurance Requirements Related to Temporary Workers

  By HG.org
Insurance is not generally provided to temporary workers without certain factors in place. Because of this, any laws requiring a company to...

Preparing Yourself for an Examination Under Oath

In Wisconsin, when you file a fire loss claim, water damage claim, or other property damage claim against your insurance company, your insurance...

When Is the Filed Rate Doctrine a Defense to an Antitrust Lawsuit?

The doctrine of federal antitrust law includes several immunities and exemptions—entire areas that are off limits to certain antitrust actions....

Pursuing a Bad Faith Insurance Claim

  By HG.org
When an insurance company has denied coverage, is unwilling to provide a settlement and similar matters, an insurance company may be involved in...

Intersection between Arson and Insurance Fraud

  By HG.org
Arson usually involves at least one other crime when committed such as insurance fraud. This happens when the person that sets the fire also has...

Longshore and Harbor Workers’ Compensation Act

The Longshore and Harbor Workers’ Compensation Act Law was passed in 1927 to protect longshoremen who work on U.S. waters.

Insurance – Different Types of Automotive Insurance Coverage

  By HG.org
There are many different insurance companies that provide policies to everyone that purchases one as a driver. Knowing what is needed based on...

Commercial Loan Documents – Beware of “Errors and Omissions” Insurance

  By HG.org
When insurance is purchased for commercial real estate either through loan documents or independently, it is essential that the purchaser is...

Is Own-Occupational Disability Insurance Different than other types of Disability Insurance?

  By HG.org
There are many different types of long-term disability insurance policies available. Of these, there are own occupation and any occupation that...

Protect Yourself from Liability Caused by Your Employees' Mistakes and Misdeeds

Appliance repair, carpet cleaning, and plumbing all have one thing in common: They can face expensive legal liability if a mistake is made or a...

Improve Your VA Disability Claim

  By Herren Law
When you or a loved one joined the military, you, like thousands of other veterans, dedicated everything to your service, giving the Army, Navy,...

What Is This “Reservation of Rights” Letter that I Received from My Insurer?

  By HG.org
Insurance policies are often purchased for home, car, life with work, medical and when a something else is needed. Some of these are to protect...

Compensation from a Skiing Accident

Ski accident damage: compensation in civil and criminal matters.

Affordable Care Act: The Employer Shared Responsibility Provision and Seasonal Workers

The reporting requirements for the Affordable Care Act (ACA) will remain in effect for the 2017 reporting period, which covers 2016. Any...

When Doctors Are Actually “Hired Guns” in Canada

Would an insurance company be so driven to deny benefits to an injured person that they would spend more on medical assessments than on actual...

Why Do We Have Insurance? Here’s a Brief Look at Its History.

Bad things happen. If you’ve ever wondered why we have insurance, that basic truth is usually the answer. Insurance is our safety net against...

Private Investigators and Insurance Cases

  By HG.org
One of the most common reasons that private investigators are hired is to assist with insurance cases. In many cases, they try to uncover...

What to Do When Insurance Coverage Doesn't Cover All Damages in a Personal Injury Accident

  By HG.org
When harm befalls someone, he or she may require an insurance policy to take effect and pay for damages. Unfortunately, these carriers do not...

How to Handle Natural Disaster Insurance Claims

Need to file a natural disaster insurance claim? Get all the information you need for a successful claim from our 15-step process.

How to Get the Maximum Payout You’re Entitled To From the Insurance Company Without the Hassle

When you’re injured in a car accident, you’ll definitely be in touch with insurance companies. Some are faster than others, and they all want to...

Showing the Connection between Medical Expenses and an Accident

  By HG.org
When involved in an accident, it is vital to understand what costs are covered by insurance plans, third-party insurance carriers, other...

How “Full Coverage” May be a Myth in Car Accident Cases

  By HG.org
Full coverage insurance is often requested or required by car companies for rental, purchase or lease dealings. This type of coverage is usually...

When Can You Sue Outside of Workers’ Compensation?

Any injury or illness that happens in connection with an employee’s job is called a workplace injury. In most states, the definition of...

The Myth of Full Coverage

"Full Coverage" is one of the most common myths of insurance. Learn where your gaps may be, and how to better protect yourself after an accident.

California Rental Car Accident Insurance Primer for Lawyers and Victims

Rental Car Accident Insurance offered by car rental companies, as well as the rental car insurance coverage on your personal car insurance...

California Car Sharing and Ride Sharing Accidents: The Future of Personal Injury

The number of car sharing injury accidents in California will grow substantially as car sharing becomes a $7 billion business globally over the...

Health Insurance Crisis Projected For 2017 – Will You Be Affected?

Health insurance premiums for those insured under Obamacare are projected to rise in 2017. Will you be affected?

Severe Weather Incidents in Texas Spur Record Insurance Claims by Home and Property Owners

The state of Texas experiences more instances of high winds, hail storms, tornadoes, flooding, and other extreme weather events than any other...

California’s 2017 Cell Phone Law Affect on Car Accident Liability

The 2017 new California law restricting cell phone use in cars was designed to further reduce the number of auto accidents and injuries caused...

Should I Go Through My Insurance for Collision Coverage or the Other Driver's Insurance?

Knowing what to do in regards to insurance and covering the property damage to your car after an accident can be confusing. You have options to...

Why Victims Need California Uber Car Accident Lawyers for Ride Sharing Personal Injury Claims

One might have thought it would be easy to settle an Uber accident claim or lawsuit in California. After all, California now requires increased...

What Constitutes Insurance Bad Faith in California?

What constitutes insurance “bad faith” in California? What can a policy holder do to hold an insurance company responsible and accountable for...

When Do I Need a Califronia Insurance Coverage Attorney?

Individuals and business interests in San Diego are often denied coverage under valid insurance policies. The first question to be answered...

"Nettopolicen" - Insurance Intermediaries in Germany Subject to Strict Documentation Requirements & Duty to Inform

“Nettopolicen” are insurance policies with respect to which the premiums do not include commission for brokering the insurance contract. When...

Comprehensive Short Term Rentals and Homeowners Insurance: To Airbnb and Beyond

The way people travel has changed dramatically in recent years. Hotels, hostels and staying with family members are no longer the only options....

New Indiana Law Makes it Illegal to Leave a Crashed Vehicle in the Road

House Bill No. 1048 will add a section to the Indiana Code that makes it illegal for vehicles involved in an accident to remain on the road. As...

Cuts to Life Insurance – Consider Withdrawal in Germany

The idea of life insurance forming a component of one’s retirement plan is increasingly losing credibility. According to media reports,...

Private Investigators Working in Concert with Attorneys

Juѕt аѕ lawyers hаvе specializations, Private Investigators dо аѕ well.

The Role of an Insurance Agent in Uganda

In a contract of insurance, there are intermediaries through whom business is transacted and these include among others; agents and brokers. The...

Changing Illinois Medicaid Laws Affect Personal Injury Settlements

Changes are coming to personal injury settlements in 2016. These laws will affect those with Medicare and Medicaid. Here is how you can stay...

Liability Cover in Marine Insurance in England: P&I Perspective

Protection and Indemnity Associations also known as P&I Clubs are the result of long time development from Mutual Hull insurers in England. One...

The Changes in Insurance: A Prerequisite for a Stable and Efficient Insurance Market in Bulgaria

The new Insurance Code improves the legal framework and introduces the standard Community requirements to ensure legal certainty on the...

California Self-Driving Car Accident Robotics Lawyers

In March 2016, the arrival of self-driving cars, robotics and artificial intelligence systems took a major step forward with automatic breaking...

Invalid Clauses in Riester Retirement Plans – Unravelling Pension Schemes and Life Insurance Policies in Germany

Clauses in Riester retirement plans (government-subsidized private pension schemes) dealing with surplus sharing have been declared ineffective...

Romania and the New Insurance Directive

After much debate and discussion the European Parliament and the Council have issued the recast Directive on Insurance Distribution.

Reinsurance & Reinsurance Investments by International Companies in Turkey

The laws and regulations governing the insurance and reinsurance practices in Turkey are quite complex, This brief aims to inform readers on...

What Is Bad Faith in Insurance Cases?

  By HG.org
The relationship between an insurance company and insured is governed by the insurance contract. However, if the insurance company fails to pay...

Possible to Revoke Life Insurance Policy Despite Prior Cancellation in Germany

According to a ruling of the OLG Hamm (Higher Regional Court of Hamm), it is possible to revoke a life insurance plan even after the policy has...

The Do's and Don’ts of Independent Medical Examinations (IME) in Canada

If you have been injured and advance an insurance claim, there is a good chance that your insurer will ask you to attend a medical examination...

London and Nordic Marine Insurance Markets

A Comparative Analysis in Relation to Marine Insurance Cover.

The Zone of Special Danger Doctrine and the Defense Base Act

The Zone of Special Danger Doctrine has been the subject of numerous lawsuits under the Longshore & Harbor Workers' Compensation Act, and the...

The UK Insurance Act 2015: The Shift in Marine Insurance Warranties Regime

English law switches from automatic discharge of liability to suspension of liability in case of a breach of a warranty as long the breach is...

Insurance Games: The “Pre-Existing Condition” Argument

Mary Jo was injured in a crash, but the insurance company for the at-fault driver initially offered to cover less than half of her medical...

California Indoor Air Quality and Sick Building Syndrome Litigation Attorneys

Lawsuits filed by attorneys in California over Indoor Air Quality or Sick Building Syndrome, are increasing. The WHO estimates that nearly 30...

Arson - Why Your Criminal Defense Attorney Matters

Arson cases can either be charged in federal or state court. In Minnesota, the most common arson charge is arson in the first degree, which...

Outline of the New Insurance Code of the Democratic Republic of Congo

The new DRC Insurance Code represents a real revolution in this sector, which has been so far affected by the disparity of laws, which are...

Liberalization of Insurance Sector in Democratic Republic of Congo

Liberalisation of the Insurance Industry in the Democratic of Congo is now a fact. The new Insurance Law of the Democratic Republic of Congo of...

Car Accident in Pennsylvania: At Fault Driver Does Not Have Insurance

If you were in a car accident in Pennsylvania and learn that the other driver at fault does not have insurance, can you still recover for your...

D&O Insurance: Carefully Inspect Content and Scope of Policy

Governing corporate bodies such as executive boards, executive directors or supervisory boards are liable for careless mistakes with their...

How California Lawyers Will Assess Autonomous Self-Driving Vehicle Accident Liability

Now may be the most dangerous time in the short history of self-driving autonomous vehicles when automakers are testing their autonomous...

The Most Dangerous California Highways in Orange County for Personal Injury Car Accidents

In 2012 alone, there were over twenty thousand accident victims killed or injured in Orange County. While freeways seem as if they’d be the most...

What if No One Has Auto Insurance?

If no one involved in a car accident has auto insurance, the situation is complex. It doesn’t matter if a driver who was illegally driving...

California Lawyers Weigh Lawsuits for Spread of the Measles Virus, Negligent Endangerment

California legislators plan to introduce a bill to eliminate the personal belief exemption which allows California parents to refuse to...

Malta Preparing for Solvency II Directive

On the 22nd of December, 2014 the MFSA commenced a consultation process on proposed amendments to the Insurance Business Act (Cap. 403 of the...

New Laws to Help Sexual Abuse Victims and Their Lawyers in California

As a result of changes to sexual abuse laws in California and a more liberal statute of limitations, attorneys in California now have a greater...

Satire and Parody, Publishing Law in California and England

In the aftermath of the horrific and deadly attack on the offices of Charlie Hebdo in Paris on January 7, 2015, we examine why parody and satire...

Pedestrian Fatalities and Injuries in the Coachella Valley Cause Concern

Pedestrian accidents, both with fatalities and injuries are on the rise in the Coachella Valley and officials are concerned. There has been a...

CA New Bike Law Not Yet Preventing Coachella Valley Bicycle Accidents and Injuries

On September 16, 2014, California’s new bike law went into effect requiring motorists to give bicyclists three feet of distance when passing a...


Find a Lawyer

Find a Local Lawyer